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Homeowners Insurance Coverage Conditions and Exclusions, Quizzes of World Religions

Florida Atlantic University (FAU)World Religions

Various terms and definitions related to homeowners insurance, including qualifications for student coverage under a parent's policy, situations not considered 'business,' residence employee coverage, maximum units covered, types of coverage, and exclusions. It also covers cash limits, liability coverage, and situations where other insurance contracts apply.

Typology: Quizzes

2012/2013

Uploaded on 06/06/2013

christianede7 🇺🇸

62 documents

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TERM 1

3 conditions for student to qualify under

parent's HO's

DEFINITION 1

Full time student

Home b4 college

21 for foster kids/for exchange; 24 for children

TERM 2

2 situations not counted as

"business"`

DEFINITION 2

earn under 2K in a year

volunteer/not receiving $

TERM 3

to qualify as a residence employee

DEFINITION 3

maintenance on house (cook, clean, shop, babysit)

GETS COVERAGE

TERM 4

max # of units

DEFINITION 4

4 units

TERM 5

freezing only

covered

DEFINITION 5

heats the home

turns on fossits

Homeowners Insurance Coverage Conditions and Exclusions, Quizzes of World Religions

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3 conditions for student to qualify under

parent's HO's

Full time student

Home b4 college

21 for foster kids/for exchange; 24 for children

TERM 2

2 situations not counted as

"business"`

DEFINITION 2

earn under 2K in a year

volunteer/not receiving $

TERM 3

to qualify as a residence employee

DEFINITION 3

maintenance on house (cook, clean, shop, babysit)

GETS COVERAGE

TERM 4

max # of units

DEFINITION 4

4 units

TERM 5

freezing only

covered

DEFINITION 5

heats the home

turns on fossits

insects

NEVER COVERED

TERM 7

dwelling is __ type of coverage

DEFINITION 7

all risk

TERM 8

50% of cov A

DEFINITION 8

personal property

TERM 9

coveraqe for business property vs. liability

DEFINITION 9

Business property = limited coverage

business liability = no coverage

TERM 10

if another ins conract, HO's covers ___, then

___

DEFINITION 10

pro rata, then excess

notify insurer when

change in operator of vehicle

change in # of vehicles

TERM 17

liability pays for __ as long as the insured is

___

DEFINITION 17

BI/PD

legally liable

TERM 18

T/F: covered while occuping vehicle or

pederian?

DEFINITION 18

true

TERM 19

what type of coverage is on comprehensive

DEFINITION 19

named peril coverage

TERM 20

joyride in family car

DEFINITION 20

covered

PAP includes all but

Mexico