

Study with the several resources on Docsity
Earn points by helping other students or get them with a premium plan
Prepare for your exams
Study with the several resources on Docsity
Earn points to download
Earn points by helping other students or get them with a premium plan
Community
Ask the community for help and clear up your study doubts
Discover the best universities in your country according to Docsity users
Free resources
Download our free guides on studying techniques, anxiety management strategies, and thesis advice from Docsity tutors
Essential tips for using commerce bank debit, credit, and prepaid cards abroad. Before your trip, notify the bank, remember your pin and account number, and check spending limits and expiration dates. At your destination, look for brand marks and ask merchants if your card is accepted. If you encounter problems, follow prompts on the terminal or call the bank or network's customer assistance. The document also covers using chip cards and atms, and offers general travel safety tips.
Typology: Study notes
1 / 3
This page cannot be seen from the preview
Don't miss anything!
Commerce Bank cards (debit, credit, and prepaid) are accepted at millions of places worldwide, making them a safe and convenient way to make purchases abroad. Use these simple travel tips to rest easy and enjoy your trip.
Chip cards have become the standard in some countries. If your Commerce Bank card does not have a chip, you can still use it anywhere Visa or MasterCard is accepted. Merchants that accept Visa or MasterCard cards are required to accept your card, and their terminals are designed to recognize magnetic stripe cards.
Certain unattended terminals, such as train stations, bike-rental stations and parking garages, may require a chip card and PIN to make a purchase. If your Commerce Bank card does not have a chip, you can still make a purchase by finding a nearby cashier who can accept your card.
Please remember that international merchant terminals can vary causing your experience making purchases to differ.
Commerce Bank: Credit: 1.800.645. Debit: 1.800.617. Prepaid: 1.888.373. Outside the U.S.: 1.314.514.6299 (collect) Visa Global Customer Assistance Service: 1.303.967.1090 (outside the US) www.visa.com/gcas MasterCard Global Assistance Center: 1.800.627. 1.636.722.7111 (collect call outside the US)
Should you encounter a problem, request that the merchant swipe or insert your card, depending on if it has a chip, and follow the prompts on the terminal. If your card is declined, you can call us immediately or call your respective network’s (Visa or MasterCard) customer assistance.
You can use your Commerce Bank card to withdraw foreign currency in countries around the world. Most ATMs operate 24 hours a day and can be found at major airports, hotels, tourist destinations and commercial areas. Plus, using your Commerce Bank card at an ATM means you get a competitive exchange rate every time.
○ (^) Visa: http://visa.via.infonow.net/locator/global/ or the mobile site www.visa.com/mobileatm ○ (^) MasterCard: http://www.mastercard.us/cardholder-services/atm-locator.html
Chip cards have become the standard in some countries. If your Commerce Bank card does not have a chip, you can still use it anywhere Visa or MasterCard is accepted. ATM terminals are designed to recognize both chip cards and magnetic stripe cards.
Please remember that international ATMs can vary causing your experience withdrawing cash to differ.
If you are concerned about having access to cash, you can also take these following measures:
If you encounter a problem using your card or your card is left in an ATM declined, call us immediately to notify us you are having problems. You can also call your respective network’s (Visa or MasterCard) customer assistance.