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A series of questions and answers related to the pa appraisers license exam for 2023-2024. It covers a wide range of topics relevant to vehicle appraisal, including insurance law, vehicle components, damage assessment, and repair procedures. The questions are designed to test the knowledge and understanding of aspiring appraisers, providing detailed and verified answers to aid in their preparation for the exam. This resource is useful for individuals studying to become licensed appraisers in pennsylvania, offering insights into the practical aspects of vehicle inspection and evaluation. It includes topics such as identifying damage in crumple zones, understanding the function of various engine components, and knowing the regulations related to insurance claims and vehicle inspections. The document also touches on the importance of safety systems like airbags and the proper procedures for welding and panel straightening.
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What is the max fine for violating insurance law? - ANSWER--$ How old to be an appraiser? - ANSWER-- 18 Why dpm't you finish the quarter panel and bumper the same? - ANSWER--Because the are made of different materials What is a serpentine belt? - ANSWER--continuous belt that drives multiple devices in the engine (alternator, power steering, water pump, and AC compressor) Why is it important to check the firewall? - ANSWER--To minimize electrical issues On the picture with the car with the damaged hood - ANSWER--damage is in the crumple zones
How many days do you have to inspect a vehicle? - ANSWER-- 5 working days What is the controlled explosion in the engine that provides power to the vehicle? - ANSWER--Internal combustion
What is a timing belt? - ANSWER--Part of the internal combustion engine that handles the rotation of the crankshaft and camshaft What makes airbags deploy? - ANSWER--Crash OR impact sensors. Answer is not crash detection sensor. What is the white box in the front of the car? - ANSWER--Washer fluid reservoir What is not covered on a commercial policy? - ANSWER-- Expected/intended injury What is a CV joint? - ANSWER--Constant Velocity Joint- located at either end of the axles and transmits power while enabling suspension movement What role does oil play in the engine? - ANSWER--Lubrication to protect from friction What do you allow more time for? - ANSWER--Corrosion protection What device starts the spark plug firing sequence - ANSWER--Camshaft sensor
How can you tell if the white car has scratches? - ANSWER--Use grid paper to see if lines change? When does an appraiser's license end? - ANSWER--June 30th ad Midnight If you renew your license on time? - ANSWER--You get a new expiration date but not a new effective date What happens if you wait more than 80 days after your license expiration? - ANSWER--You must retake the test and pay for a new license If a car is stoeln and gets into a collision accident? - ANSWER-- Comprehensive/other than collision coverage An appraiser should try to negotiate repair price with...? - ANSWER-- Any shop chosen by the insured Why does an insured have a deductible? - ANSWER--To stop them from claiming minor accidents, to make sure they don't receive more than 100% payment from the loss
What is the vehicle header? - ANSWER--Structural roof beam between front windshield and rear window What is the stated amount on a commercial policy? - ANSWER--Policy limit, ACV, or like kind and quality whichever is less What is a transfer case? - ANSWER--Part of the drive train or 4 wheel/all wheel drive Purpose of Energy absorbers - ANSWER--Developed to reduce collision shock Oxygen sensor - ANSWER--Monitors the amount of Oxygen in exhaust Catalytic Converter - ANSWER--Canister in exhaust system reacts chemically with exhaust to reduce harmful emissions Concealment - ANSWER--Insured does not reveal material fact and makes false statements What is special/unique about the In-Line Engine - ANSWER--Straight
Where is the sill located? - ANSWER--On top of the interior of the rocker panel? Why would you not blend the quarter panel is the bumper is damaged? - ANSWER--Heat needs to CURE the paint How to make paint shiny and match the other panels? - ANSWER--Wet sand and buffer Indirect loss of Side door damage - ANSWER--Answer is NOT airbags; Would be further away from impact area Why is LKQ better for a certain scenario - ANSWER--Trim is ready to be used already What do you use to put on under-side of rocker panel and quarter panel to protect? - ANSWER--Gravel guard Checking to make sure airbag is good - ANSWER--Answer is SRS Diagnostic; NOT inspection What is the tint on under-side of the car paint? - ANSWER--Overspray
What 2 things send power to a manual engine? - ANSWER--Clutch and driveshaft what kind of metal does NOT allow for welding and heat? - ANSWER-- High Strength Steel Tempered Glass - ANSWER--§ Disintegrates upon impact into dull- edged pebbles § Tempering makes glass 5 - 10x stronger than non-tempered glass § Tempered glass is processed through a special heating and quickly cooled process Laminated windshield glass serves the safety of the vehicle and occupants because - ANSWER--§ Laminated glass consists of a double layer of glass with a thin sheet of vinyl in between. § Lamination occurs by applying heat and pressure to the three layers. § Upon impact, the broken pieces adhere to the vinyl inner lining. What component combines the deck lid and stationary back glass into a single assembly that lifts up like a deck lid? - ANSWER--Hatchback The front wheel alignment on most unibody vehicles is only as good as:
The vehicle has rear-end damage and the fuel tank needs to be replaced. What else could be damaged? - ANSWER--The fuel level sender The evaporated emission control system is designed to: - ANSWER-- Capture fuel vapors and route them to the engine to burn. The complex carburetor required five different circuits to handle operating requirements: - ANSWER--Main circuit idle circuit accelerator pump power enrichment circuit choke. What type of steering is the worm gear found? - ANSWER--re circulating ball steering The component of the vehicle that filters out pollutants from the exhaust system is: - ANSWER--The catalytic converter When the brakes are applied, which part forces fluid to the master cylinder? - ANSWER--Solenoid valve
Front end exterior includes the following: - ANSWER--Fascia, fenders, hood, and cowl panel On a front wheel drive car, the front wheels are attached to: - ANSWER-
A drum brake does not include: - ANSWER--§ Brake shoes § Caliper § Brake linings § Brake backing plate The two main components of a disc brake are the: - ANSWER--Caliper and disc (rotor) The sound-deadening panel that is sometimes attached to the inner hood panel is the: - ANSWER--Insulator pad What is a "ball joint"? - ANSWER--A suspension component that allows for pivotal and rotational movement of the wheel. What body part is located under the doors? - ANSWER--Rocker panel ECM - ANSWER--Electronic Control Module Components of the exhaust system - ANSWER--Exhaust pipes, exhaust manifold, catalytic converter, muffler, tailpipe
On a unibody car, the pillars are also known as - ANSWER--§ A pillar - Hinge § B pillar - Center § C Pillar - Lock There are two basic full frame designs. - ANSWER--§ Ladder § Perimeter There are three full frame rail configurations - ANSWER--§ Open "C" channel § Closed "C" channel § Box frame The part of the vehicle door where the key is inserted is called: - ANSWER--Door lock The two components of a bumper's substructure that provide collision protection are: - ANSWER--Reinforcement and energy absorbers The unibody frame construction is lighter than a conventional frame because: - ANSWER--The manufacturing process combines sheet metal body parts with stress bearing elements to form the body and chassis as a single unit.
Which of the following are not considered part of the roof of a vehicle? - ANSWER--The front and rear windshield. What allows the steering wheel to change the direction the vehicle is traveling? - ANSWER--Steering Linkage When replacing a windshield, Technician A says that any caulking sealant can be used to hold the windshield in place. Technician B says that the windshield is a structural part in a modern vehicle. Who is right?
The amount of time the fuel injector stays open is called: - ANSWER-- Pulse width In rack and pinion steering, what moves the rack? - ANSWER--Pinion gear Window glass fits into components called: - ANSWER--§ Sides: Run channel § Bottom: Sash channel When appraising salvage, all of the following must be provided by the consumer EXCEPT: - ANSWER--Date and location of receiving the salvage bids In the event of a TL on a commercial auto policy with the "stated amount" endorsement, the amount payable would be: - ANSWER--The policy limit, ACV, or LKQ, whichever is less. In the case of a total vehicle loss, the adjuster will pay the insured: - ANSWER--§ Use the most recent publication of an "Official used Car Guide" § Replacement value of a vehicle in LKQ if current model year. § Use the dealer quotation method.
If the salvage value is listed, the appraiser must disclose to the consumer in writing: - ANSWER--§ The name & address of each salvage bidder. § The amount of the bid. § The expiration date of each salvage bid known. Define ACV (Actual Cash Value) - ANSWER--§ The replacement cost less depreciation. If an appraiser uses the guide source method in determining a vehicle's value, which of the following does not apply? - ANSWER--§ The insured's auto physical damage deductible § The cost of the repair or damage What is not included in the calculations of a property loss negotiation? - ANSWER--§ The value of the salvage. Salvage belongs to the insurance company. Once completed, a total loss evaluation report must be sent to the consumer by the appraiser within: - ANSWER--§ 5 working days Anyone who threatens, forces or corruptly influences, obstructs or impedes the due and proper administration of the fraud law relating to