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PA Appraisal Auto Physical Damage Exam and License Exam 16-20: Questions and Answers, Exams of Insurance Economics

A comprehensive set of questions and answers related to the pa appraisal auto physical damage exam and license exam 16-20. It covers various aspects of automotive components, systems, and repair procedures, offering valuable insights for individuals preparing for these exams. Multiple-choice questions with detailed explanations for each correct answer, aiding in understanding the concepts and principles involved.

Typology: Exams

2024/2025

Available from 02/04/2025

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PA APPRAISAL AUTO PHYSICAL DAMAGE EXAM
AND LICENSE EXAM 16-20 | ALL QUESTIONS AND
CORRECT ANSWERS (GRADED A+) | VERIFIED
ANSWERS | LATEST EXAM
What component helps control the level of pollutants the car releases into
the atmosphere?
A. Oxygen sensor
B. Fuel injector
C. EGR Valve
D. Mass Airflow sensor ---------CORRECT ANSWER-----------------C. EGR
Valve
Which one of the following answer choices lists two components of a
bumper's substructure that provides collision protection?
A. Reinforcement and energy absorbers
B. Energy absorbers and bumper covers
C. End caps and fascia
D. Face bar and valance panel ---------CORRECT ANSWER-----------------A.
Reinforcement and Energy Absorbers
Every Appraiser shall inspect a vehicle within how many business days of
assignment, unless extraordinary circumstances render this impossible?
A. 6 days
B. 3 days
C. 5 days
D. 10 days ---------CORRECT ANSWER-----------------A. 6 Days
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Download PA Appraisal Auto Physical Damage Exam and License Exam 16-20: Questions and Answers and more Exams Insurance Economics in PDF only on Docsity!

PA APPRAISAL AUTO PHYSICAL DAMAGE EXAM

AND LICENSE EXAM 16-20 | ALL QUESTIONS AND

CORRECT ANSWERS (GRADED A+) | VERIFIED

ANSWERS | LATEST EXAM

What component helps control the level of pollutants the car releases into the atmosphere? A. Oxygen sensor B. Fuel injector C. EGR Valve D. Mass Airflow sensor ---------CORRECT ANSWER-----------------C. EGR Valve Which one of the following answer choices lists two components of a bumper's substructure that provides collision protection? A. Reinforcement and energy absorbers B. Energy absorbers and bumper covers C. End caps and fascia D. Face bar and valance panel ---------CORRECT ANSWER-----------------A. Reinforcement and Energy Absorbers Every Appraiser shall inspect a vehicle within how many business days of assignment, unless extraordinary circumstances render this impossible? A. 6 days B. 3 days C. 5 days D. 10 days ---------CORRECT ANSWER-----------------A. 6 Days

All of the following are components of a sealed beam headlamp assembly, except? A. Retaining Ring B. Pillar C. Sealed Beam D. Mounting Ring ---------CORRECT ANSWER-----------------B. Pillar When supplemental damage is found on the vehicle or the amount of damages is in dispute, every appraiser shall reinspect the vehicle A. Next Day B. Within a week C. Never D. Promptly ---------CORRECT ANSWER-----------------D. Promptly The cowl, quarter panels, pillars, rocker panels, and roof are all a part of an auto's? A. Front End B. Front End Sheet Metal C. Body D. Mechanical System ---------CORRECT ANSWER-----------------C. Body What components transforms the rotary motion of the crankshaft into up- and-down motion, thus causing the intake and exhaust valve to open and close? A. Piston B. Cylinder C. Engine Block D. Camshaft ---------CORRECT ANSWER-----------------D. Camshaft

A. Radiator Support B. Condenser C. Control Arm D. Face Bar ---------CORRECT ANSWER-----------------A. Radiator Support The hood hinges are only available as part of the hood panel, they can not be ordered separately True or False ---------CORRECT ANSWER-----------------False This uni-body component forms the housing for the front suspension A. Inner Fender B. Fender Skirt C. Strut Tower D. Hinge Pillar ---------CORRECT ANSWER-----------------C. Strut Tower The 3 components of the composite headlamp are, except A. Lens B. Bulbs C. Retaining Ring D. Headlamp Housing ---------CORRECT ANSWER-----------------C. Retaining Ring There are 5 components of the sealed beam, which is NOT part of this assembly A. Sealed Beam B. Headlight Control Mount C. Headlamp Bezel

D. Headlamp Capsule ---------CORRECT ANSWER-----------------B. Headlight Control Mount Parking lamps are intended to provide higher illumination than headlamps? True or False ---------CORRECT ANSWER-----------------False Which of the following are NOT considered part of an auto's body? More than 1 A. Rear Body B. Roof C. Bumpers D. Cowl E. Pillars F. Doors G. Hood H. Fender I. Floor pan J. Rocker Panels K. Quarter Panel ---------CORRECT ANSWER-----------------C. Bumpers G. Hood H. Fender To contribute to strength of the auto body, many sheet metal panels are made of A. Low Temperature Aluminum B. High Strength steel C. Low Static Titanium D. High Tempered Plastic ---------CORRECT ANSWER-----------------B. High Strength steel

An invisible line dividing the top and the bottom of the vehicle is referred to as? A. Yard Line B. Fuel Line C. Tree Line D. Belt Line ---------CORRECT ANSWER-----------------D. Belt Line This roof reinforcement that are strips of sheet metal that run across the roof panel from left to right are called? A. Roof Bows B. Roof Rails C. Drip Rail D. Roof Liner ---------CORRECT ANSWER-----------------A. Roof Bows Tail Lamps are red True or False ---------CORRECT ANSWER-----------------True Backup Lamps are Red lamps True or False ---------CORRECT ANSWER-----------------False-White Brake lamps are Red lights and they brighter than tail lamps True or False ---------CORRECT ANSWER-----------------True

This part fits between the inner and outer door shells and strengthens the outer panel? A. Reinforcement B. Regulator C. Run Channel D. Door Jamb ---------CORRECT ANSWER-----------------A. Reinforcement Conventional frames can be divided into 3 major components, which is not one: A. Frame Horns B. Torque Box C. Side Members D. Cross Members ---------CORRECT ANSWER-----------------B. Torque Box All of these parts are bolted onto the uni-body shell, except: A. Hood B. Fenders C. Doors D. Quarter Panel E. Deck Lid ---------CORRECT ANSWER-----------------D. Quarter Panel Crush zones do NOT: A. Consist of holes, slots, dimples built into the metal B. Fold on Impact to prevent collision energy reaching the passenger compartment C. Come bolted onto the uni-body shell D. Collapse on impact to prevent collision energy reaching the passenger compartment ---------CORRECT ANSWER-----------------C. Come bolted onto the uni-body shell

The actions of this component open and close the intake and exhaust valve? A. Camshaft B. Crankshaft C. Valve Cover D. Vibration Damper ---------CORRECT ANSWER-----------------A. Camshaft Which is not a component of a Valve train: A. Timing Chain B. Valve Spring C. Rocker Arm D. Piston E. Push Rod ---------CORRECT ANSWER-----------------D. Piston Three computer system components help determine the air/filter mixture for the engine. Which one does not? A. Oxygen Sensor B. EGR Valve C. Engine Coolant Temperature Sensor D. Mass Airflow Sensor ---------CORRECT ANSWER-----------------B. EGR Valve - Pollutants Fuel pumps through fuel lines from the fuel tank through the fuel filter to the fuel injectors. The fuel injectors spray the required amount of fuel into the Engine's chambers or this... A. Air Cleaner B. Fuel Tank C. Intake Manifold D. Firewall ---------CORRECT ANSWER-----------------C. Intake Manifold

Some fuel systems use alternators rather than fuel injectors True or False ---------CORRECT ANSWER-----------------False - Carburetors The Alternator produces ______________ and then converts it to ___________ so it can be used by the automobile A. AD/BC B. BC/AD C. AC/DC D. ECU/WCU ---------CORRECT ANSWER-----------------C. AC/DC The circuitry of the ignition system is divided into 2 parts, primary and secondary circuits. Which connections make up the primary circuit? A. Ignition coil - distributor cap - spark plugs B. Battery - ignition - ignition coil - ECM C. ECM - Ignition coil - distributor cap - spark plugs D. Ignition coil - distributor cap - ECM ---------CORRECT ANSWER----------- ------B. Battery - ignition - ignition coil - ECM The engine's internal combustion precess takes place at around... A. 100'C B. 4000'C C. 4500'F D. 212'F ---------CORRECT ANSWER-----------------C. 4500'F Most coolant/antifreezes contain a substance called...

B. Receiver/dehydrator C. Condensor D. Radiator ---------CORRECT ANSWER-----------------A. Evaporator What 2 components in the rear wheel drive train are responsible for formulating the proper instructions in transferring the engine's power to the wheels? A. Flywheel & Transmission B. Camshaft & Piston C. Transmission & Clutch D. Flywheel & Camshaft ---------CORRECT ANSWER-----------------C. Transmission & Clutch In an Automatic transmission the clutch is replaced by the....? A. Torque Converter B. Flux Converter C. Torque Capacitor D. Flux Capacitor ---------CORRECT ANSWER-----------------A. Torque Converter This component takes the movement of the spinning drive shaft and transmits it to the car's rear axle, which ultimately carries the power of one of the car's rear wheels? A. Clutch B. Differential C. Transmission D. Universal Joints ---------CORRECT ANSWER-----------------B. Differential

The 2 most common types of differential housing are listed below, which 2 are not? A. Integral Housing B. Transverse Housing C. Conventional Housing D. Longitudinal Housing ---------CORRECT ANSWER-----------------B. Transverse Housing D. Longitudinal Housing On front wheel drive train, the transmission and differential are replaced by a component called? A. Trans-differential B. Trans-clutch C. Transverse D. Transaxle ---------CORRECT ANSWER-----------------D. Transaxle On what component of the steering system are the wheels mounted to? A. Steering Arm B. Knuckle C. Spindle D. Rotor ---------CORRECT ANSWER-----------------C. Spindle The major components of a rack & pinion steering assembly are following, which is not? A. Rack B. Center Link C. Pinion D. Tie Rods E. Dust Boots ---------CORRECT ANSWER-----------------B. Center Link

True or False ---------CORRECT ANSWER-----------------True A ball joint suspension system is NOT classified as an independent suspension system. (The independent suspension system classification applies when the wheels can move up and down independently.) True or False ---------CORRECT ANSWER-----------------False In a modified ball joint suspension the lower control are is shaped like an.... A. A B. C C. I D. V ---------CORRECT ANSWER-----------------C. I In the torsion bar suspension, the torsion bar replaces the.... A. Coil Springs B. Shock Absorbers C. Sway Bar D. Spindle ---------CORRECT ANSWER-----------------A. Coil Springs Probably the most common type of front suspension on unibody cars is... A. Twin I Bean B. I-Beam C. Leaf Spring D. MacPherson Strut ---------CORRECT ANSWER-----------------D. MacPherson Strut

What 2 components are combined in the MacPherson Strut assembly? A. Shock Absorber & Coil Spring B. MacPherson & Strut C. McCormick & Schmidt D. Ball Joint & Control Arm ---------CORRECT ANSWER-----------------A. Shock Absorber & Coil Spring In relation to power brakes, this component is included on all cars that have power brake systems? A. Brake Absorber B. Power Booster C. Power Absorber D. Power Controller ---------CORRECT ANSWER-----------------B. Power Booster What is the main component of the disc brake? A. Caliper B. Cooling fins C. Rotor D. Brake Pad ---------CORRECT ANSWER-----------------C. Rotor What part of the wheels are tires mounted onto A. Rim B. Dish C. Center D. Drum ---------CORRECT ANSWER-----------------A. Rim

Insurable interest is defined as : A. The amount paid by the insured to the insurer for a policy B. An exposure that a party has to a financial loss C. A contractual agreement that allows one party to transfer interest to a financial holding company D. The amount payable up to the actual cash value or replacement cost of the insured property ---------CORRECT ANSWER-----------------B. An exposure that a party has to a financial loss The insurer can cancel a policy under all of these provisions, except: A. Nonpayment of premium by and insured B. If the policy was obtained through materials misrepresentation C. The insured declares bankruptcy D. After the policy is in effect, if you or a driver who customarily operated the insured vehicle has their driver's license revoked or suspended during the policy period ---------CORRECT ANSWER-----------------C. The insured declares bankruptcy Abandonment Clause allows the insured to abandon the insured's vehicle to the insurer only if the insured vehicle was stolen and is then located. This provision provides this action if the insurer has made payment under "Other than Collision" coverage? A. True B. False C. Yes, If endorsed by the "non owned vehicle clause D. Yes, when the insured carries " other than Collision" with 0 deductible --- ------CORRECT ANSWER-----------------B. False The insurer may Non-renew a policy, if that non renewal is mailed at least 20 days before the end of the policy period. the below provisions apply under the ISO policy if the policy period is either of the following except:

A. Less that 6 months, the insurer has the right to non-renew every 6 months beginning after its original effective dat B. 1 year or longer, at each anniversary of policy effective date C. 1 year or longer, every 6 month interval D. 6 months or longer, but less that a year, at the end of the policy period -- -------CORRECT ANSWER-----------------C. 1 year or longer, every 6 month interval The insurer may pay in money or repair or replace the damaged or stolen property. The statement defines: A. Insuring Agreement B. Deductible Clause C. Loss Payable Clause D. Valuation Condition ---------CORRECT ANSWER-----------------C. Loss Payable Clause All of the following are specifically excluded under the ISO Personal Auto Policy, except: A. "Your Covered Auto " used as a livery service, does not apply to share the expense B. Total loss as a result of the seizure by Governmental authorities C. Loss to any "non owned" vehicle when used by "you" or "family member" without reasonable entitlement to use D. Total loss of "your covered auto" as a result of a theft ---------CORRECT ANSWER-----------------D. Total loss of "your covered auto" as a result of a theft All of the following perils are covered under the "Other than collision coverage", except: A. Fire