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The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the?A. HO-1 B§RGIZSAHGlsereadand (Basic Form)B. HO-2 (Broad Special) Form)C. HO-3 (Special Form)D. HO- 2 or HO-3 (Broad and Special) All of the following are eligible for coverage under Homeowners policy except?A. A condominium unit B. A farm owner. owner.B. A farm owner.C. A mobile home owner.D. A tenant in an apartment building. The term Insured Location under Section II of Homeowners policies refers to all of the following except?A. The insured premises.B. B. Farm land. Farm land.C. A non-owned premises where an insured temporarily resides.D. A newly-acquired premises. All of the following would be considered insured's under a Homeowner's policy expect?A. Resident relatives of the insured.B. A non-relative resident under age 21in the care of the insured.C. The insured's spouse if the spouselives in the household.D. A non-relative resident over age 21. The National Flood Insurance Program (NFIP) is a C. Federal. program?A. State.B. Municipal.C. Federal.D. Worldwide. All of the following are optional coverage's under Homeowners policies except?A. Personal Property Replacement Costcoverage.B. Increased coverage limits from itemssuck as jewelry, furs, and silverware.C. Loss of Use coverage.D. Earthquake coverage. C. Loss of Use Coverage. The National Flood Insurance Program (NFIP) standards are set D. Federal Emergency by, and the Program is administered ManagementAgency (FEMA) by, the?A. National Flood Management Association (NFMA)B. National Emergency StandardsAgency (NESA)C. Federal Flood Coverage Association (FFCA)D. Federal Emergency Management Agency (FEMA) Under Homeowners policies, which of the following is/are considered optional property coverage endorsement(s)?A. Earthquake.B. D. All of the above. Fine Arts.C. Replacement Cost coverage on personal property.D. All of the above. Under an NFIP Flood policy, flood is C. Heavy, driving sheets of wind broadly defined as all of the following blownrain. except?A. The overflow of inland or If your baby sitter falls down the stairs in your home and breaks her leg, her injury will be covered by?A. Your Homeowners policy. B. Your Medical Insurance policy.C. The babysitter's Homeowners A. Your Homeowners policy. policy.D. The babysitter's Medical Insurancepolicy. On Homeowners policies, the full limit on personal property (Coverage C) applies to personal property while it is?A. In the state of residence C. Anywhere in the world. only.B. In the United States only.C. Anywhere in the world.D. In the United States and Canada only. Under an NFIP Flood policy, there is coverage for?A. Both direct damage and loss of use.B. Direct damage B. Direct damage only. only.C. Loss of use only.D. Consequential loss only. Loses to which of the following are not covered under Homeowners policies? A. Property of roomers or boarders. B. Articles separately D. All of the above. described and specifically covered by other insurance.C. Animals, birds, and fish.D. All of the above. A scheduled Personal Property Endorsement is usually written ona A. Special Perils. basis?A. Special Perils.B. which property insurance valuation?A. Approved Coverage Valuation.B. Approximate Cash Value.C. Actual Coverage Valuation.D. Actual Cash Value. Under Homeowners and other policies, the definition of the property insurance valuation known as Actual Cash Value (ACV) is?A. Replacement Cost plus a cash C. Replacement Cost minus payment.B. Replacement Cost minus depreciation. the cost ofnew material.C. Replacement Cost minus depreciation.D. Replacement Cost plus market value. When dealing with jewelry, furs, or silverware, which carry special limits, a producer should advise a client that if the value exceeds the limits A. A Scheduled Personal Property specified in the policy, the client Endorsement. should purchase?A. A Scheduled Personal Property Endorsement.B. Less Jewelry.C. A Fine arts Endorsement.D. Another policy. Under an NFIP Flood policy, the maximum amount of building coverage that can be written on a D. $250,000. single family property is?A. $100,000.B. $150,000.C. $200,000.D. $250,000. All of the following are Additional Coverage's under Homeowners policies except?A. Removal coverage for 30 days.B. Debris C. Loss of use. removal expense.C. Loss of use.D. Fire department service charges. Under Homeowners policies, Medical Payments do not apply to bodily injury to?A. An insured.B. Any person eligible to receive WorkersCompensation.C. Any D. All of the above. person who regularly resides onthe premises.D. All of the above. Under homeowners policies, theft coverage does not cover theft?A. Committed by the insured.B. Any person eligible to receive D. All of the above. WorkersCompensation.C. Any person who regularly resides onthe premises.D. All of the above. under an NFIP Flood policy, the maximum amount of personal property coverage that can be written C. $100,000. on a single family property is?A. $50,000.B. $75,000.C. $100,000.D. $150,000. Under an NFIP Flood policy, producers may issue blinders to D. Producers may not issue binders effect flood coverage for?A. toeffect flood coverage. $50,000.B. $100,000.C. $250,000.D. 
