NEW YORK AUTO EXAM 17-66
STUDY GUIDE WITH 100%
CORRECT ANSWERS
All of the following are reasons that an adjuster should keep very detailed log
notes, EXCEPT: - answer to produce notes that will support a fraudulent denial
of claims.
The adjuster's log notes are used to determine negligent parties, to assist in
detecting fraud, to become a part of the claims file, and to be used in future
proceedings. The log notes are not intended to produce a fraudulent record to
deny a claim.
When a homeowner’s policy has been in effect for 60 days in New York, an
insurer can cancel at any time for any of the following reasons, EXCEPT: -
answer A large loss has occurred
George Wilson has a personal auto policy. Select the coverage that would
apply when a deer leaps onto Mr. Wilson's car and causes extensive damage.
- answer Comprehensive (other than collision).
Contact with a bird or animal is considered to be an "other than collision" loss.
What is the purpose of the New York automobile inspection requirement? -
answer To determine prior damage to the vehicle.
The purpose of the New York automobile inspection requirement is to
determine if there was prior damage to the vehicle at the time coverage was
put into effect.
The law recognizes two types of waivers. They are: - answer Express/implied.
They are express and implied. An express waiver occurs when the insurer or
