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HCV Specialist Exam Q&A: Housing Choice Voucher Program Guide, Exams of Commercial Law

A Q&A set covering the Housing Choice Voucher (HCV) program, focusing on owner/state responsibilities, PHA plans, disability definitions, occupancy, and eligibility. It addresses tenant screening, lease enforcement, program administration, and HUD compliance. Topics include SSN exemptions, mixed families, student eligibility, denial reasons, voucher suspension, HQS violations, and portability. A resource for the Nan McKay HCV specialist exam, offering insights into key HCV concepts and procedures. Useful for understanding the HCV program and exam preparation, covering eligibility, administration, and compliance in an easy-to-understand Q&A format.

Typology: Exams

2024/2025

Available from 05/19/2025

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NAN MCKAY HCV SPECIALIST EXAM Questions and
Answers Latest Update 2025/2026
Owner responsibilities - โœ”โœ”โœ” Correct Answer > Selects and screens tenants
Enforces lease
State responsibilities - โœ”โœ”โœ” Correct Answer > Passes legislation establishing
PHAS
PHA administrative plan - โœ”โœ”โœ” Correct Answer > establishes local policies for
administering the HCV program
HUD vs ADA definition of disability - โœ”โœ”โœ” Correct A nswer > HUD definition is
more specific, used for eligibility determination and
allowances/deductions
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Download HCV Specialist Exam Q&A: Housing Choice Voucher Program Guide and more Exams Commercial Law in PDF only on Docsity!

NAN MCKAY HCV SPECIALIST EXAM Questions and

Answers Latest Update 2025/

Owner responsibilities - โœ”โœ”โœ” Correct Answer > Selects and screens tenants Enforces lease State responsibilities - โœ”โœ”โœ” Correct Answer > Passes legislation establishing PHAS PHA administrative plan - โœ”โœ”โœ” Correct Answer > establishes local policies for administering the HCV program HUD vs ADA definition of disability - โœ”โœ”โœ” Correct Answer > HUD definition is more specific, used for eligibility determination and allowances/deductions

ADA definition - broader, used for reasonable accommodations Live in aide - โœ”โœ”โœ” Correct Answer > would not be living in the unit except to provide necessary supportive services Occupancy cycle - โœ”โœ”โœ” Correct Answer > Intake - preapplication, waiting list, needs estimation, final eligibility determination Initial lease-up - briefing & voucher issuance, RFTA and lease approval submitted, HQS inspection, approval & execution, moves Annual Activities - recerts, HQS (biennially), rent adjustment Moves Interim activities - interem recerts, HQS compliance

exemptions from SSN disclosure - โœ”โœ”โœ” Correct Answer > Noncontending family member (someone not declaring citizenship/eligible non-citizen status) Noncontending family member - โœ”โœ”โœ” Correct Answer > someone not declaring citizenship/eligible non-citizen status exempt from SSN disclosure Mixed family - โœ”โœ”โœ” Correct Answer > Citizens + eligible noncitizens/non- eligible non-citizens To declare citizenship/national status: - โœ”โœ”โœ” Correct Answer > complete signed declaration (section 214 status) Section 214 - โœ”โœ”โœ” Correct Answer > to declare citizenship/national status

When is income eligibility not tested? - โœ”โœ”โœ” Correct Answer > After lease- up/admission Student rule for eligibility - โœ”โœ”โœ” Correct Answer > Cannot give assistance to someone who:

  • Is enrolled as a student at an institution of higher education;
  • Is under the age of 24;
  • Is not a veteran of the United States military;
  • Is unmarried;
  • Does not have a dependent child;
  • Is not a person with disabilities,
  • Student and parents are both income eligible (80% AMI) or student is independent/absent from their parents

Oral briefing must include: - โœ”โœ”โœ” Correct Answer > Description of how program works Family/owner responsibilities Where family may lease (inside and outside of PHA jurisdiction) Explanation of portability + list of contacts at neighboring PHAs Oral briefing must be done prior to: - โœ”โœ”โœ” Correct Answer > voucher issuance Voucher suspension (stopping the clock) - โœ”โœ”โœ” Correct Answer > must be done by the PHA PHA must give owner these records: - โœ”โœ”โœ” Correct Answer > current/prior family addresses current/prior landlord names + addresses (if known)

Owner is responsible for: - โœ”โœ”โœ” Correct Answer > Screening tenant's behavior/suitability for tenancy PHA may not approve tenancy until: - โœ”โœ”โœ” Correct Answer > Unit eligible HQS Tenancy addendum included Reasonable rent Family share !> 40% monthly adjusted income Ineligible units - โœ”โœ”โœ” Correct Answer > Public housing project-based units

What changes require PHA to approve new tenancy/execute new HAP contract - โœ”โœ”โœ” Correct Answer > Change in utility responsibility to pay Change of lease length Family moves to a new unit renewal terms can change - โœ”โœ”โœ” Correct Answer > according to the lease (no new HAP contract needed) HAP contract is - โœ”โœ”โœ” Correct Answer > between owner and PHA, commitment to make payments for the tenant Term of HAP contract start and end with: - โœ”โœ”โœ” Correct Answer > lease terms

If a family moves out on march 25th and the PHA didn't find out until april, does the owner have to return the april HAP check? Answer > Yes - HAP only paid when family is in the unit When is rent reasonableness conducted? - โœ”โœ”โœ” Correct Answer > 1. Before approving initial rent

  1. Before increase in rent to owner
  2. When directed by HUD (can do whenever PHA wants, if FMR decreases 10% PHA must give notice to families/owners of: - โœ”โœ”โœ” Correct Answer > recert results + effective date of change reasonable notice of rent increase
    • โœ”โœ”โœ” Correct

Time limit for life-threatening HQS violation - โœ”โœ”โœ” Correct Answer > 24 hours Family causes HQS violation - โœ”โœ”โœ” Correct Answer > Family's responsibility, can result in termination factors when determining denial/termination bc of action or failure to act by family members - โœ”โœ”โœ” Correct Answer > seriousness extent of involvement/family member culpability Considerations for terminating based on drug/alcohol use Answer > Involvement in rehab PHA may terminate for criminal activity: - โœ”โœ”โœ” Correct Answer > based on preponderance of evidence, regardless of arrest/conviction HAP contract automatically terminates after X days from last payment to owner - โœ”โœ”โœ” Correct Answer > 180

  • โœ”โœ”โœ” Correct

Family absence cannot be more than X consecutive days Answer > 180 Overcrowding is based on X and must result in termination if Y Correct Answer > X: HQS inspection Y: right-sized unit available to rent PHA not bound by hearing decision if: - โœ”โœ”โœ” Correct Answer > PHA not required to provide opportunity for informal hearing Matter exceeds authority of person conducting hearing Decision made contrary to HUD regulations/reqs, or violates fed/state/local law If family submits an application and is in residence of the initial PHA

โœ”โœ”โœ”

  • โœ”โœ”โœ” Correct

Income must include: - โœ”โœ”โœ” Correct Answer > all family members, even those temporarily absent Dependent exclusion: - โœ”โœ”โœ” Correct Answer > income from minors benefits/non-earned income paid to minors asset income of minor is counted as income earnings in excess of $480 from full-time students 18+ is not included Social security included before or after medicare deduction [choose before or after] - โœ”โœ”โœ” Correct Answer > before will be deducted if a family qualifies (disabled family)

Lump sum payments counted as income when: - โœ”โœ”โœ” Correct Answer > they are the result of delays in processing periodic payments (unemployment/welfare etc) Welfare program sanctions: MAY or MAY NOT be represented in income [choose] - โœ”โœ”โœ” Correct Answer > may not - count full welfare Specified welfare benefit reduction (when full welfare has to be counted): - โœ”โœ”โœ” Correct Answer > fraud in connection to welfare sanction for non-compliance Imputed welfare: - โœ”โœ”โœ” Correct Answer > the portion they are not receiving given sanctions Amounts received under HUD-funded training program are/are not counted in income [CHOOSE] - โœ”โœ”โœ” Correct Answer > are not

Amount in savings and checking accounts - how to determine? Correct Answer > PHAs must establish policy on how to determine value PHAs may elect to count - current or average balance One-time lump sums are considered once: - โœ”โœ”โœ” Correct Answer > retained and verified Cash value = - โœ”โœ”โœ” Correct Answer > market value - expense to convert to cash Anticipated incomes from asset - โœ”โœ”โœ” Correct Answer > market value x interest rate Dependent allowance: - โœ”โœ”โœ” Correct Answer > $480 for each family member who is: Under 18 years of age, or

โœ”โœ”โœ”

over 18 and a full-time student/person with a disability Excluded: head, spouse, co-head, foster child/foster adult Child care expenses count for: - โœ”โœ”โœ” Correct Answer > children under 13 (including foster children) where care is necessary to: seek employment, be employed, further education Disability assistance counts for: - โœ”โœ”โœ” Correct Answer > families needing attendant care/auxilary apparatuses (wheelchairs etc) if necessary for family member to be employed Medical expenses - โœ”โœ”โœ” Correct Answer > only for elderly/disabled families