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NAN MCKAY HCV SPECIALIST EXAM Questions and
Answers Latest Update 2025/
Owner responsibilities - โโโ Correct Answer > Selects and screens tenants Enforces lease State responsibilities - โโโ Correct Answer > Passes legislation establishing PHAS PHA administrative plan - โโโ Correct Answer > establishes local policies for administering the HCV program HUD vs ADA definition of disability - โโโ Correct Answer > HUD definition is more specific, used for eligibility determination and allowances/deductions
ADA definition - broader, used for reasonable accommodations Live in aide - โโโ Correct Answer > would not be living in the unit except to provide necessary supportive services Occupancy cycle - โโโ Correct Answer > Intake - preapplication, waiting list, needs estimation, final eligibility determination Initial lease-up - briefing & voucher issuance, RFTA and lease approval submitted, HQS inspection, approval & execution, moves Annual Activities - recerts, HQS (biennially), rent adjustment Moves Interim activities - interem recerts, HQS compliance
exemptions from SSN disclosure - โโโ Correct Answer > Noncontending family member (someone not declaring citizenship/eligible non-citizen status) Noncontending family member - โโโ Correct Answer > someone not declaring citizenship/eligible non-citizen status exempt from SSN disclosure Mixed family - โโโ Correct Answer > Citizens + eligible noncitizens/non- eligible non-citizens To declare citizenship/national status: - โโโ Correct Answer > complete signed declaration (section 214 status) Section 214 - โโโ Correct Answer > to declare citizenship/national status
When is income eligibility not tested? - โโโ Correct Answer > After lease- up/admission Student rule for eligibility - โโโ Correct Answer > Cannot give assistance to someone who:
- Is enrolled as a student at an institution of higher education;
- Is under the age of 24;
- Is not a veteran of the United States military;
- Is unmarried;
- Does not have a dependent child;
- Is not a person with disabilities,
- Student and parents are both income eligible (80% AMI) or student is independent/absent from their parents
Oral briefing must include: - โโโ Correct Answer > Description of how program works Family/owner responsibilities Where family may lease (inside and outside of PHA jurisdiction) Explanation of portability + list of contacts at neighboring PHAs Oral briefing must be done prior to: - โโโ Correct Answer > voucher issuance Voucher suspension (stopping the clock) - โโโ Correct Answer > must be done by the PHA PHA must give owner these records: - โโโ Correct Answer > current/prior family addresses current/prior landlord names + addresses (if known)
Owner is responsible for: - โโโ Correct Answer > Screening tenant's behavior/suitability for tenancy PHA may not approve tenancy until: - โโโ Correct Answer > Unit eligible HQS Tenancy addendum included Reasonable rent Family share !> 40% monthly adjusted income Ineligible units - โโโ Correct Answer > Public housing project-based units
What changes require PHA to approve new tenancy/execute new HAP contract - โโโ Correct Answer > Change in utility responsibility to pay Change of lease length Family moves to a new unit renewal terms can change - โโโ Correct Answer > according to the lease (no new HAP contract needed) HAP contract is - โโโ Correct Answer > between owner and PHA, commitment to make payments for the tenant Term of HAP contract start and end with: - โโโ Correct Answer > lease terms
If a family moves out on march 25th and the PHA didn't find out until april, does the owner have to return the april HAP check? Answer > Yes - HAP only paid when family is in the unit When is rent reasonableness conducted? - โโโ Correct Answer > 1. Before approving initial rent
- Before increase in rent to owner
- When directed by HUD (can do whenever PHA wants, if FMR decreases 10% PHA must give notice to families/owners of: - โโโ Correct Answer > recert results + effective date of change reasonable notice of rent increase
Time limit for life-threatening HQS violation - โโโ Correct Answer > 24 hours Family causes HQS violation - โโโ Correct Answer > Family's responsibility, can result in termination factors when determining denial/termination bc of action or failure to act by family members - โโโ Correct Answer > seriousness extent of involvement/family member culpability Considerations for terminating based on drug/alcohol use Answer > Involvement in rehab PHA may terminate for criminal activity: - โโโ Correct Answer > based on preponderance of evidence, regardless of arrest/conviction HAP contract automatically terminates after X days from last payment to owner - โโโ Correct Answer > 180
Family absence cannot be more than X consecutive days Answer > 180 Overcrowding is based on X and must result in termination if Y Correct Answer > X: HQS inspection Y: right-sized unit available to rent PHA not bound by hearing decision if: - โโโ Correct Answer > PHA not required to provide opportunity for informal hearing Matter exceeds authority of person conducting hearing Decision made contrary to HUD regulations/reqs, or violates fed/state/local law If family submits an application and is in residence of the initial PHA
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Income must include: - โโโ Correct Answer > all family members, even those temporarily absent Dependent exclusion: - โโโ Correct Answer > income from minors benefits/non-earned income paid to minors asset income of minor is counted as income earnings in excess of $480 from full-time students 18+ is not included Social security included before or after medicare deduction [choose before or after] - โโโ Correct Answer > before will be deducted if a family qualifies (disabled family)
Lump sum payments counted as income when: - โโโ Correct Answer > they are the result of delays in processing periodic payments (unemployment/welfare etc) Welfare program sanctions: MAY or MAY NOT be represented in income [choose] - โโโ Correct Answer > may not - count full welfare Specified welfare benefit reduction (when full welfare has to be counted): - โโโ Correct Answer > fraud in connection to welfare sanction for non-compliance Imputed welfare: - โโโ Correct Answer > the portion they are not receiving given sanctions Amounts received under HUD-funded training program are/are not counted in income [CHOOSE] - โโโ Correct Answer > are not
Amount in savings and checking accounts - how to determine? Correct Answer > PHAs must establish policy on how to determine value PHAs may elect to count - current or average balance One-time lump sums are considered once: - โโโ Correct Answer > retained and verified Cash value = - โโโ Correct Answer > market value - expense to convert to cash Anticipated incomes from asset - โโโ Correct Answer > market value x interest rate Dependent allowance: - โโโ Correct Answer > $480 for each family member who is: Under 18 years of age, or
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over 18 and a full-time student/person with a disability Excluded: head, spouse, co-head, foster child/foster adult Child care expenses count for: - โโโ Correct Answer > children under 13 (including foster children) where care is necessary to: seek employment, be employed, further education Disability assistance counts for: - โโโ Correct Answer > families needing attendant care/auxilary apparatuses (wheelchairs etc) if necessary for family member to be employed Medical expenses - โโโ Correct Answer > only for elderly/disabled families
