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Florida Claims Adjuster Exam Questions 2025-2026. Questions with correct answers. GRADED A+ Peril - Correct Answer: Somthing t√dhat causes a loss. Hazard - Correct Answer: Something that increases the probability that a loss will occur. Warranty - Correct Answer: A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation - Correct Answer: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. Concealment - Correct Answer: The failure of the insured to reveal relevant facts known to the insured in applying for insurance. Abandonment - Correct Answer: Property insurance policies usually contain an abandonment clause, stating the insured cannot dump damaged property on the insurer and demand its full value.
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