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Finali,-Exami,--i,-Kentuckyi,-Lifei,-andi,-Healthi,-
Insurancei,-Questionsi,-withi,-Verifiedi,-Answersi,-|i,-
10 0%i,-Correct|i,-Latesti,-2025/2026i,-Update.
Ai,-producti,-whichi,-cani,-offeri,-itsi,-owneri,-ai,-lifetimei,-incomei,-streami,-isi,-
calledi,-ani,-____________.i,-i,- i,-annuity
Si,-buysi,-ai,-$10,000i,-Wholei,-Lifei,-policyi,-ini,- 2003 i,-andi,-paysi,-ani,-annuali,-
premiumi,-ofi,-$100.i,-Si,-diesi,- 5 i,-yearsi,-lateri,-ini,- 2008 i,-andi,-thei,-insureri,-paysi,-
thei,-beneficiaryi,-$10,500.i,-Whati,-kindi,-ofi,-rideri,-didi,-Si,-includei,-oni,-thei,-
policy?i,-i,- i,-returni,-premiumi,-rider
Wheni,-doesi,-thei,-agenti,-givei,-ai,-premiumi,-receipti,-fori,-ai,-lifei,-insurancei,-
application?i,-i,- i,-wheni,-thei,-initiali,-premiumi,-hasi,-beeni,-paidi,-withi,-thei,-
application
Ai,-lifei,-insurancei,-policyowneri,-fallsi,-behindi,-oni,-hisi,-premiumi,-
paymentsi,-andi,-diesi,-duringi,-thei,-gracei,-period.i,-Howi,-willi,-thei,-insureri,-
handlei,-thisi,-claim?i,-i,- i,-facei,-amounti,-willi,-bei,-paidi,-minusi,-thei,-pasti,-
duei,-premium
Ini,-ai,-familyi,-plan,i,-ai,-childi,-borni,-afteri,-issuancei,-ofi,-thei,-policyi,-wouldi,-
requirei,-whichi,-ofi,-thei,-following?i,-i,- i,-coversi,-beginsi,-immediatelyi,-ati,-
birthi,-noi,-additionali,-premium
Whichi,-ofi,-thesei,-isi,-consideredi,-ai,-mandatoryi,-provision?i,-i,- i,-
paymentsi,-ofi,-claim
Whichi,-ofi,-thesei,-statementsi,-regardingi,-insurancei,-isi,-false?i,-i,- i,-thei,-
numberi,-ofi,-lossesi,-decreasei,-asi,-thei,-numberi,-ofi,-insuredi,-unitsi,-
increase
Whichi,-healthi,-policyi,-clausei,-stipulatesi,-thati,-ani,-insurancei,-companyi,-
musti,-attachi,-ai,-copyi,-ofi,-applicationi,-toi,-thei,-policyi,-toi,-ensurei,-thati,-isi,-
parti,-ofi,-thei,-contract?i,-i,- i,-entirei,-contract
Whichi,-ofi,-thesei,-isi,-NOTi,-relevanti,-wheni,-determiningi,-thei,-amounti,-ofi,-
personali,-lifei,-insurancei,-needed?i,-i,- i,-Locali,-unemploymenti,-rate
Whichi,-ofi,-thei,-followingi,-isi,-excludedi,-fromi,-thei,-coveragei,-byi,-thei,-
Kentuckyi,-Lifei,-andi,-Healthi,-Insurancei,-Guarantyi,-Association?i,-i,- i,-alli,-
ofi,-thei,-choicesi,-arei,-correct
Failurei,-toi,-keepi,-premiumsi,-collectedi,-separatei,-fromi,-thei,-agent'si,-
personali,-fundsi,-isi,-ani,-illegali,-practicei,-knowni,-as:i,-i,- i,-commingling
Whichi,-ofi,-thei,-followingi,-risksi,-arei,-insurable?i,-i,- i,-purei,-risk
Thei,-federali,-incomei,-taxi,-treatmenti,-ofi,-employer-providedi,-groupi,-
healthi,-insurancei,-cani,-bei,-accuratelyi,-describedi,-as:i,-i,- i,-Employee'si,-
coveragei,-paidi,-fori,-byi,-thei,-employeri,-isi,-tax-deductiblei,-toi,-thei,-
employeri,-asi,-ai,-businessi,-expenditure
Whichi,-approachi,-predictsi,-ai,-person'si,-earningi,-potentiali,-andi,-
determinesi,-howi,-muchi,-ofi,-thati,-amounti,-wouldi,-bei,-devotedi,-toi,-
dependents?i,-i,- i,-Humani,-lifei,-valuei,-approach
Whati,-typei,-ofi,-societyi,-operatesi,-underi,-ai,-lodgei,-systemi,-withi,-ai,-
representativei,-formi,-ofi,-governmenti,-andi,-providesi,-benefitsi,-ini,-
accordancei,-toi,-itsi,-chapter?i,-i,- i,-fraternali,-benefits
Whichi,-ofi,-thei,-followingi,-statementsi,-BESTi,-describesi,-whati,-thei,-Legali,-
Actionsi,-provisioni,-ofi,-ani,-Accidenti,-andi,-Healthi,-policyi,-requires?i,-i,- i,-
Ani,-insuredi,-musti,-waiti,-ati,-leasti,- 60 i,-daysi,-afteri,-Proofi,-ofi,-Lossi,-hasi,-beeni,-
submittedi,-beforei,-ai,-lawsuiti,-cani,-bei,-filed
Whati,-doesi,-ai,-fixedi,-annuityi,-offeri,-protectioni,-against?i,-i,- i,-savingsi,-
depletioni,-becausei,-ofi,-longevity
Ji,-isi,-ai,-subscriberi,-toi,-plani,-whichi,-contractsi,-withi,-doctorsi,-andi,-
hospitalsi,-toi,-providei,-medicali,-benefitsi,-ati,-ai,-predeterminedi,-price.i,-
Whati,-typei,-ofi,-plani,-doesi,-Ji,-belongi,-to?i,-i,- i,-Ai,-Healthi,-Maintenancei,-
Organization
Wheni,-doesi,-ai,-Probationaryi,-Periodi,-provisioni,-becomei,-effectivei,-ini,-ai,-
healthi,-insurancei,-contract?i,-i,- i,-ati,-thei,-policy'si,-inception
Whati,-typei,-ofi,-permanenti,-lifei,-insurancei,-offersi,-ai,-guaranteedi,-
minimumi,-facei,-amounti,-andi,-allowsi,-fori,-futurei,-increasesi,-ini,-
coverage?i,-i,- i,-variablei,-life
thei,-free-looki,-provisioni,-givesi,-thei,-policyowner:i,-i,- i,-thei,-righti,-toi,-
returni,-thei,-policyi,-fori,-ai,-fulli,-refundi,-withini,-ai,-specifiedi,-numberi,-ofi,-
days
Ai,-lifei,-insurancei,-companyi,-justi,-paidi,-ai,-$100,000i,-deathi,-benefiti,-toi,-ai,-
beneficiary.i,-Wheni,-thei,-insuredi,-died,i,-thei,-cashi,-valuei,-wasi,-$15,000i,-
andi,-thei,-totali,-premiums-paidi,-equaledi,-$10,000.i,-Howi,-muchi,-ofi,-thei,-
proceedsi,-willi,-bei,-addedi,-toi,-thei,-beneficiary'si,-grossi,-incomei,-fori,-
federali,-incomei,-taxi,-purposes?i,-i,- i,- 0
Thei,-premiumsi,-paidi,-byi,-ani,-employeri,-fori,-hisi,-employee'si,-groupi,-
lifreinsurancei,-arei,-usuallyi,-consideredi,-toi,-be:i,-i,- i,-tax-deductiblei,-toi,-
thei,-employer
Ai,-schooli,-teacheri,-hasi,-contributedi,-$80,000i,-intoi,-ai,-Taxi,-Shelteredi,-
Annuity.i,-Ati,-thei,-timei,-shei,-surrenderedi,-thei,-contract,i,-thei,-accounti,-
valuei,-wasi,-$180,000i,-andi,-heri,-taxi,-bracketi,-wasi,-30%.i,-Thei,-resultanti,-
taxi,-amountsi,-to?i,-i,- i,-$54,
Howi,-manyi,-daysi,-musti,-ani,-insuredi,-notifyi,-thei,-insureri,-ofi,-ai,-claimi,-
underi,-thei,-Noticei,-andi,-Claimi,-provision?i,-i,- i,- 20 i,-days
Whichi,-ofi,-thei,-followingi,-isi,-ai,-reinstatementi,-condition?i,-i,- i,-proofi,-ofi,-
insurability
Inpatienti,-psychiatrici,-carei,-isi,-coveredi,-underi,-Parti,-Ai,-Medicarei,-fori,-
190 i,-daysi,-per:i,-i,- i,-lifetime
Wheni,-ani,-individuali,-isi,-planningi,-toi,-protecti,-hisi,-familyi,-withi,-lifei,-
insurance,i,-onei,-methodi,-ofi,-doingi,-soi,-isi,-calledi,-needsi,-analysis.i,-Whati,-
exactlyi,-doesi,-needsi,-analysisi,-invilve?i,-i,- i,-establishesi,-thei,-needsi,-ofi,-
thei,-individuali,-andi,-hisi,-dependents
Whati,-typei,-ofi,-policyi,-wouldi,-onlyi,-providei,-coveragei,-fori,-specifici,-
typesi,-ofi,-illnessesi,-(cancer,i,-stroke,i,-etc)i,-i,- i,-dreadi,-diseasei,-insurance
Alli,-ofi,-thesei,-arei,-dutiesi,-ofi,-ai,-produceri,-wheni,-deliveringi,-ani,-insurancei,-
policy,i,-EXCEPT:i,-i,- i,-leavei,-ai,-conditionali,-receipti,-withi,-client
Whati,-termi,-isi,-usedi,-wheni,-agentsi,-sharei,-thei,-proceedsi,-fromi,-thei,-salei,-
ofi,-policies?i,-i,- i,-commission-splitting
Alli,-ofi,-thei,-followingi,-activitiesi,-mayi,-resulti,-ini,-thei,-revocationi,-ori,-
suspensioni,-ofi,-ani,-agent'si,-license,i,-EXCEPT:i,-i,- i,-representingi,-ai,-
foreigni,-insurancei,-company
Thei,-Commissioneri,-ofi,-Insurancei,-is:i,-i,- i,-appointedi,-byi,-thei,-governer
Ai,-qualifiedi,-profit-sharingi,-plani,-isi,-designedi,-to:i,-i,- i,-allowi,-keyi,-
employeesi,-toi,-participatei,-ini,-thei,-profitsi,-ofi,-thei,-company
Mi,-purchasedi,-ani,-Accidentali,-Deathi,-andi,-Dismembermenti,-(AD&D)i,-
policyi,-andi,-namedi,-hisi,-soni,-asi,-beneficiary.i,-Mi,-hasi,-thei,-righti,-toi,-
changei,-thei,-beneficiaryi,-designationi,-ati,-anytime.i,-Whati,-typei,-ofi,-
beneficiaryi,-isi,-hisi,-son?i,-i,- i,-revocable
Whichi,-ofi,-thesei,-typesi,-ofi,-lifei,-insurancei,-allowsi,-thei,-policyowneri,-toi,-
havei,-leveli,-premiumsi,-andi,-toi,-alsoi,-choosei,-fromi,-ai,-selectioni,-ofi,-
investmenti,-options?i,-i,- i,-variablei,-life
Ti,-isi,-coveredi,-byi,-ani,-Accidentali,-Deathi,-andi,-Dismembermenti,-(AD&D)i,-
policyi,-thati,-hasi,-ani,-irrevocablei,-beneficiary.i,-Whati,-actioni,-willi,-thei,-
insurancei,-companyi,-takei,-ifi,-Ti,-requestsi,-ai,-changei,-ofi,-beneficiary?i,-i,-
i,-requesti,-ofi,-thei,-changei,-willi,-bei,-refused
Ai,-lifei,-insurancei,-illustrationi,-showingi,-futurei,-premiumsi,-beingi,-paidi,-
outi,-ofi,-nonguaranteedi,-valuesi,-musti,-disclosei,-that;i,-i,- i,-Thei,-
policyowneri,-mayi,-needi,-toi,-resumei,-premiumi,-paymentsi,-dependingi,-
oni,-actuali,-results
Toi,-whomi,-arei,-annuityi,-paymentsi,-madei,-toi,-duringi,-thei,-liquidationi,-
phase?i,-i,- i,-annuitant
Ai,-lifei,-insurancei,-agenti,-licensedi,-ini,-Kentuckyi,-isi,-authorizedi,-to:i,-i,- i,-
solicit,i,-receivei,-andi,-forwardi,-applicationsi,-toi,-thei,-insurer
Ci,-isi,-tryingi,-toi,-determinei,-whetheri,-toi,-converti,-heri,-convertiblei,-termi,-
lifei,-policyi,-toi,-wholei,-lifei,-insurancei,-usingi,-heri,-originali,-agei,-ori,-
attainedi,-age.i,-Whati,-factori,-wouldi,-affecti,-heri,-decisioni,-thei,-most?i,-i,-
i,-thei,-cost
Whichi,-ofi,-thesei,-lifei,-productsi,-isi,-NOTi,-consideredi,-interest-senstive?i,-i,-
i,-modifiedi,-wholei,-life
Ai,-personi,-cani,-receivei,-Medicarei,-Parti,-Ai,-Hospitali,-benefits,i,-
regardlessi,-ofi,-age,i,-asi,-longi,-asi,-thei,-personi,-hasi,-receivedi,-whichi,-ofi,-thei,-
followingi,-benefitsi,-fori,-ati,-leasti,- 24 i,-months?i,-i,- i,-sociali,-securityi,-
disability
Whati,-kindi,-ofi,-lifei,-insurancei,-offersi,-thei,-policyowneri,-ai,-cashi,-valuei,-
thati,-isi,-investedi,-ini,-ai,-separatei,-account?i,-i,- i,-variablei,-life
Individualsi,-seekingi,-Sociali,-Securityi,-disabilityi,-incomei,-benefitsi,-musti,-
havei,-ai,-disabilityi,-thati,-willi,-eventuallyi,-leadi,-toi,-deathi,-ori,-bei,-expectedi,-
toi,-lasti,-ati,-least:i,-i,- i,- 12 i,-months
Whichi,-ofi,-thesei,-documentsi,-isi,-signedi,-byi,-ani,-applicanti,-ati,-policyi,-
deliveryi,-thati,-certifiedi,-isi,-noi,-changei,-ini,-healthi,-hasi,-occurredi,-sincei,-
thei,-originali,-applicationi,-date?i,-i,- i,-goodi,-healthi,-statement
Ai,-businessi,-Overheadi,-Expensei,-policyi,-wouldi,-coveri,-whichi,-ofi,-thei,-
followingi,-ifi,-ai,-businessi,-owneri,-becomesi,-disabled?i,-i,- i,-Utilitiesi,-andi,-
officei,-rent
Medicarei,-Parti,-Ai,-andi,-Parti,-Bi,-doi,-NOTi,-payi,-for:i,-i,- i,-dentali,-work
Ai,-produceri,-whoi,-guaranteesi,-thei,-paymentsi,-ofi,-dividendsi,-byi,-ai,-
policyi,-ofi,-insurancei,-hasi,-engagedi,-in:i,-i,- i,-misrepresentation
Whichi,-lifei,-insurancei,-settlementi,-optioni,-paysi,-ai,-statedi,-monthlyi,-
amounti,-untili,-thei,-proceedsi,-arei,-gone?i,-i,- i,-fixedi,-amounti,-option
Eachi,-ofi,-thei,-followingi,-isi,-ani,-unfairi,-marketingi,-ori,-tradei,-practice,i,-
EXCEPTi,-i,- i,-replacement
Thei,-premiumsi,-fori,-continuedi,-healthi,-insurancei,-coveragei,-underi,-
COBRAi,-arei,-paidi,-fori,-byi,-the:i,-i,- i,-employee
Howi,-manyi,-hoursi,-ofi,-Continuingi,-Educationi,-musti,-bei,-devotedi,-toi,-
agenti,-ethicsi,-ini,-orderi,-toi,-renewi,-ai,-license?i,-i,- i,- 3 i,-hours
Wheni,-dealingi,-withi,-long-termi,-carei,-coverage,i,-whichi,-ofi,-thei,-
followingi,-arei,-classifiesi,-asi,-ADLs?i,-i,- i,-eating,i,-bathing,i,-dressing
Ini,-Majori,-Medicali,-Expensei,-policies,i,-whati,-isi,-thei,-intenti,-ofi,-ai,-Stopi,-
Lossi,-provision?i,-i,- i,-Limitsi,-ani,-insured'si,-out-of-pocketi,-medicali,-
expenses.
Ani,-insurablei,-riski,-requires:i,-i,- i,-thati,-thei,-chancei,-ofi,-lossi,-bei,-
measureble
Ani,-individuali,-healthi,-policyi,-providingi,-coveragei,-oni,-ani,-expense-
incurredi,-basisi,-musti,-providei,-thati,-healthi,-benefitsi,-willi,-bei,-payablei,-
fori,-ai,-newborni,-childi,-ofi,-thei,-insuredi,-i,- i,-thei,-momenti,-ofi,-birth
Elizabethi,-isi,-thei,-beneficiaryi,-ofi,-ai,-lifei,-insurancei,-policy.i,-Shei,-isi,-
receivingi,-thei,-deathi,-benefiti,-ini,-paymentsi,-ofi,-$10,000i,-peri,-monthi,-
untili,-thei,-principali,-andi,-interesti,-hasi,-beeni,-paidi,-out.i,-Whichi,-optioni,-
wasi,-chosen?i,-i,- i,-fixedi,-amount
Accordingi,-toi,-thei,-principlei,-ofi,-Utmosti,-Goodi,-Faith,i,-thei,-insuredi,-willi,-
answeri,-questionsi,-oni,-thei,-applicationi,-toi,-thei,-besti,-ofi,-theiri,-
knowledgei,-andi,-payi,-thei,-requiredi,-premium,i,-whilei,-thei,-insureri,-willi,-
deali,-fairlyi,-withi,-thei,-insuredi,-andi,-it's:i,-i,- i,-promisesi,-made
Thei,-acronymi,-NAICi,-standsi,-for:i,-i,- i,-Nationali,-Associationi,-ofi,-
Insurancei,-Commissioners
Whichi,-ofi,-thesei,-BESTi,-describesi,-howi,-reasonablei,-andi,-customaryi,-
changesi,-chargesi,-arei,-calculatedi,-fori,-healthi,-andi,-accidenti,-
insurance?i,-i,- i,-Thei,-averagei,-prevailingi,-costsi,-ofi,-medicali,-servicesi,-
withini,-ai,-geographici,-region
Ifi,-thei,-applicanti,-fori,-ai,-Medicarei,-supplementi,-policyi,-isi,-ani,-eligiblei,-
person,i,-whichi,-ofi,-thei,-followingi,-statementsi,-isi,-true?i,-i,- i,-alli,-ofi,-thei,-
choicesi,-arei,-correct
Pi,-isi,-ai,-newi,-employeei,-andi,-willi,-bei,-obtainingi,-non-contributoryi,-
groupi,-Majori,-Medicali,-insurancei,-fromi,-heri,-employer.i,-Whichi,-ofi,-thei,-
followingi,-actionsi,-musti,-shei,-takei,-duringi,-thei,-openi,-enrollmenti,-
period?i,-i,- i,-signi,-ani,-enrollmenti,-card
Whati,-determinesi,-howi,-muchi,-ofi,-ai,-retirementi,-benefiti,-onei,-willi,-
receivei,-fromi,-Sociali,-Security?i,-i,- i,-thei,-Primaryi,-Insurancei,-Amounti,-
(PIA)
Whichi,-ofi,-thesei,-optionsi,-cani,-ani,-individuali,-usei,-theiri,-medicali,-
flexiblei,-spendingi,-accounti,-toi,-payi,-for?i,-i,- i,-Prescriptioni,-drugs.
Thei,-policyi,-provisioni,-thati,-entitlesi,-thei,-insureri,-toi,-establishi,-
conditionsi,-thei,-insuredi,-musti,-meeti,-whilei,-ai,-claimi,-isi,-pendingi,-is:i,-i,- i,-
Timei,-Limiti,-oni,-Certaini,-Defenses
Ai,-typei,-ofi,-insurancei,-companyi,-thati,-isi,-establishedi,-asi,-ai,-lodgei,-ori,-
charitablei,-organizationi,-is:i,-i,- i,-Fraternal
Thei,-Medicali,-Informationi,-Bureaui,-consistsi,-ofi,-membersi,-fromi,-whichi,-
group?i,-i,- i,-Insurancei,-companies
Ai,-policyowneri,-isi,-allowedi,-toi,-payi,-premiumsi,-morei,-thani,-oncei,-ai,-yeari,-
whichi,-provisioni,-i,- i,-Modei,-ofi,-Premium
Comprehensivei,-Majori,-Medicali,-policiesi,-usuallyi,-combine:i,-i,- i,-
Basici,-Hospital/Surgicali,-andi,-Majori,-Medicali,-insurance
Whoi,-doesi,-thei,-Spousali,-Improverishmenti,-Rulei,-protects?i,-i,- i,-thei,-
spousei,-livingi,-ini,-thei,-community
Wheni,-isi,-thei,-facei,-amounti,-ofi,-ai,-Wholei,-Lifei,-policyi,-paid?i,-i,- i,-wheni,-
thei,-insuredi,-diesi,-ori,-oni,-maturityi,-ofi,-thei,-policy,i,-whicheveri,-occursi,-
first
Ani,-owneri,-hasi,-ai,-lifei,-annuityi,-whichi,-providesi,-benefiti,-paymentsi,-fori,-
ai,-minimumi,-timei,-period,i,-noi,-matteri,-wheni,-thei,-annuitanti,-dies.i,-Thei,-
featurei,-ofi,-thisi,-annuityi,-isi,-called:i,-i,- i,-periodi,-certain
Wheni,-ani,-insurancei,-companyi,-sendsi,-ai,-policyi,-toi,-thei,-insuredi,-withi,-
ani,-attachedi,-application,i,-thei,-elementi,-thati,-makesi,-thei,-applicationi,-
parti,-ofi,-thei,-contracti,-betweeni,-thei,-insuredi,-andi,-thei,-insureri,-isi,-calledi,-
the:i,-i,- i,-entirei,-contracti,-provision
Underi,-ai,-Groupi,-Healthi,-Carei,-Coverage,i,-oncei,-employmenti,-isi,-
terminated,i,-thei,-employeei,-hasi,-_____i,-toi,-converti,-toi,-ani,-individuali,-
plan.i,-i,- i,- 31 i,-days
Whichi,-partiesi,-arei,-directlyi,-involvedi,-ini,-ai,-groupi,-accidenti,-andi,-healthi,-
insurancei,-contract?i,-i,- i,-insureri,-andi,-employer
Fori,-whichi,-ofi,-thei,-followingi,-expensesi,-doesi,-ai,-basici,-Hospitali,-policyi,-
pay?i,-i,- i,-Hospitali,-roomi,-andi,-board
Ai,-produceri,-failingi,-toi,-remiti,-premiumsi,-collectedi,-toi,-ani,-insurer,i,-andi,-
comminglesi,-themi,-withi,-hisi,-ori,-heri,-personali,-funds,i,-hasi,-engagedi,-in:i,-i,-
i,-larceny
Ani,-insuredi,-coveredi,-byi,-lifei,-insurancei,-hasi,-justi,-died.i,-Whati,-willi,-
happeni,-ifi,-thei,-primaryi,-beneficiaryi,-hadi,-alreadyi,-diedi,-beforei,-thei,-
insuredi,-andi,-contingenti,-beneficiary?i,-i,- i,-proceedsi,-willi,-goi,-toi,-thei,-
contingenti,-beneficiary
Thei,-Medicali,-Informationi,-Bureaui,-(MID)i,-providesi,-whati,-kindi,-ofi,-
informationi,-toi,-ani,-insurancei,-company?i,-i,- i,-applicant'si,-medicali,-
history
Whoi,-wouldi,-NOTi,-qualifyi,-fori,-Medicare?i,-i,- i,-ai,-mani,-agedi,- 59 i,-andi,-oni,-
medicaid
Kathyi,-appliesi,-fori,-ai,-preferredi,-ratei,-oni,-ani,-insurancei,-application.i,-
Thei,-insurancei,-companyi,-respondsi,-byi,-classifyingi,-heri,-asi,-ai,-standardi,-
risk.i,-Thei,-insurer'si,-responsei,-isi,-calledi,-ai,-i,- i,-counteroffer
Whichi,-ofi,-thei,-followingi,-isi,-NOTi,-ai,-functioni,-ofi,-accidentali,-andi,-healthi,-
insurancei,-i,- i,-paysi,-ai,-deathi,-benefiti,-asi,-ai,-resulti,-ofi,-ani,-illness
Whichi,-ofi,-thei,-followingi,-situationsi,-doesi,-ai,-Criticali,-Illnessi,-plani,-
cover?i,-i,- i,-leukemia
