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Details of an insurance policy including life protection benefits, critical illness benefits, saving contributions, and cash dividends. The policy covers various scenarios such as death, suicide, total and permanent disability, and diagnosis of specified diseases. The document also includes details of premium payments, saving contributions, and cost to company and employee. The long-term and short-term cash value projections and percentage of return are also mentioned.
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1 Life
Policy issue after 13 months RM
F 0 E 8Sickness RM
F 0 E 8Accident RM
Loss 2 limbs or loss all sight of both eyes; or loss 1 limb and all sight of 1 eye RM __________
2 38 Critical Illness
(60 days waiting period)
diseases at 100% RM __________
F 0 E 8Coronary Laser RM
F 0 E 8Coronary Artherectomy RM
3 Saving Contribution
Co
Emp
Year
Company
Employee
Total Saving
Total
4 Cost to Company No
Description
Cost
Loss of profit
Rehiring & retraining
Others
RM
Total
Cost Saving
From Year __ Year^ Annual CD
____ x RM ___________
8 Total Projected Premium Paid / Total Projected Cash Value
Short Term:
Invest Fund
(~ 20 Yrs)
Year Total Saving by Emp Total Projected CV
Percentage of Return:
9 Total Projected Premium Paid / Total Projected Cash Value
Long Term:
Retire Fund
(~ 30 Yrs)
Year Total Saving by Emp Total Projected CV
Percentage of Return:
10 Total Projected Premium Invested / Total Projected Surrender Value
Year
Invested
Surrender Value
Total
Loss incurred
11 Equity Fund Performance
Equity Fund : __________
Managed Fund : __________
Income Fund : __________
Dana Equiti : __________
(Based on Personal Money Fund Return Stats)