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Indian Union Budget 2020-21 Highlights: Key Announcements and Allocations, Exams of Law

National law UniversityLaw

The indian union budget 2020-21 presents significant changes in various sectors including agriculture, education, healthcare, defence, and taxes. Key announcements include the raising of the deposit insurance limit, the introduction of a new simplified personal tax regime, and increased allocations for agriculture, rural development, and education. A summary of the major budgetary announcements and initiatives.

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CURRENT AFFAIRS:
1. President and vice president of ICJ
2. DEMONETIZATION DECLARED ON: 8 Nov 2016 – 30 Dec 2016
3. Lockdown declared on in India:24 March 2020, ordered a nationwide lockdown for 21
days
4. Highlights of Union budget:
President
Abdulqawi Ahmed Yusuf - From Somalia
Vice-President
Xue Hanqin - from China
Key Budget takeaways:-
●Govt to raise funds via listing of LIC
●Deposit insurance raised to Rs 5 lakh
●FY21 fiscal deficit target pegged at 3.5% of GDP
●FY20 fiscal deficit at 3.8% of GDP vs earlier target of 3.3%
●Companies Act to be amended to decriminalise civil offences
●FY21 nominal GDP growth pegged at 10%
●To bring new education policy; allocates Rs 99,300 crore for sector in FY21
●100 more airports to be developed by 2025 to support UDAN scheme
●To introduce a new simplified personal tax regime
●No income tax for income up to Rs 5 lakh
●10% income tax for those earning between Rs 5 lakh to Rs 7.5 lakh versus 20% earlier
●15% income tax for those earning between Rs 7.5-10 lakh versus 20% earlier
●20% income tax for those earning between Rs 101-2.5 lakh versus 30% earlier
●25% income tax for those earning between Rs 12.5-15 lakh versus 30% earlier
●Income above Rs 15 lakh to continue to pay tax at 30%
●New income tax scheme is optional, without exemptions
●Dividend Distribution Tax (DDT) abolished, shifted to individuals instead of companies 100% tax
exemption on Sovereign Wealth Funds’ India investments
●Tax holiday for affordable housing extended by one-year
●To amend I-T Act to allow faceless appeals
●FY21 divestment target: Rs 2.1 lakh crore versus FY20 target of Rs 1.05 lakh crore
●To launch new direct tax dispute settlement scheme; interest, penalty waived till March 31, 2020
●Budget 2020 removed 70 exemption from personal income tax
●Audit threshold for MSMEs raised to ₹5 crore from ₹1 crore
●Excise duty hiked on tobacco, cigarettes raised
●Here’s a list of key budgetary allocations:
●FY21 agriculture allocation ₹1.38 lakh crore
●FY21 rural development allocation ₹1.23 lakh crore
●FY21 agriculture and rural allocation ₹2.83 lakh crore
●FY21 agriculture credit target ₹15 lakh crore
●FY21 education allocation at ₹99,300 crore
●FY21 healthcare allocation at ₹69,000 crore
●FY21 transport infra allocation at ₹1.7 lakh crore
●FY21 renewable energy sector allocation at ₹20,000 crore
●FY21 defence sector budget allocation Rs 3.37 lakh crore
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CURRENT AFFAIRS:

1. President and vice president of ICJ

  1. DEMONETIZATION DECLARED ON: 8 Nov 2016 – 30 Dec 2016
  2. Lockdown declared on in India:24 March 2020, ordered a nationwide lockdown for 21 days

4. Highlights of Union budget:

President Abdulqawi Ahmed Yusuf - From Somalia Vice-President Xue Hanqin - from China Key Budget takeaways:- ● Govt to raise funds via listing of LIC ● Deposit insurance raised to Rs 5 lakh ● FY21 fiscal deficit target pegged at 3.5% of GDP ● FY20 fiscal deficit at 3.8% of GDP vs earlier target of 3.3% ● Companies Act to be amended to decriminalise civil offences ● FY21 nominal GDP growth pegged at 10% ● To bring new education policy; allocates Rs 99,300 crore for sector in FY ● 100 more airports to be developed by 2025 to support UDAN scheme ● To introduce a new simplified personal tax regime ● No income tax for income up to Rs 5 lakh ● 10% income tax for those earning between Rs 5 lakh to Rs 7.5 lakh versus 20% earlier ● 15% income tax for those earning between Rs 7.5-10 lakh versus 20% earlier ● 20% income tax for those earning between Rs 101-2.5 lakh versus 30% earlier ● 25% income tax for those earning between Rs 12.5-15 lakh versus 30% earlier ● Income above Rs 15 lakh to continue to pay tax at 30% ● New income tax scheme is optional, without exemptions ● Dividend Distribution Tax (DDT) abolished, shifted to individuals instead of companies 100% tax exemption on Sovereign Wealth Funds’ India investments ● Tax holiday for affordable housing extended by one-year ● To amend I-T Act to allow faceless appeals ● FY21 divestment target: Rs 2.1 lakh crore versus FY20 target of Rs 1.05 lakh crore ● To launch new direct tax dispute settlement scheme; interest, penalty waived till March 31, 2020 ● Budget 2020 removed 70 exemption from personal income tax ● Audit threshold for MSMEs raised to ₹ 5 crore from ₹ 1 crore ● Excise duty hiked on tobacco, cigarettes raised ● Here’s a list of key budgetary allocations: ● FY21 agriculture allocation ₹ 1.38 lakh crore ● FY21 rural development allocation ₹1.23 lakh crore ● FY21 agriculture and rural allocation ₹ 2.83 lakh crore ● FY21 agriculture credit target ₹15 lakh crore ● FY21 education allocation at ₹ 99,300 crore ● FY21 healthcare allocation at ₹69,000 crore ● FY21 transport infra allocation at ₹1.7 lakh crore ● FY21 renewable energy sector allocation at ₹20,000 crore ● FY21 defence sector budget allocation Rs 3.37 lakh crore

  1. Which anniversary of republic day celebrated recently: **71st republic day - 26 january
  2. Current chairman of ISRO and current developments**
  3. Cauvery water dispute is between’- dispute over sharing of river water among Tamil Nadu, Karnataka, Kerala and Puducherry.
  4. BHARAT RATNA - posthumously given to- a. social activist Nanaji Deshmukh (posthumously) , b. singer-music director Bhupen Hazarika (posthumously) and to the c. former President of India, **Pranab Mukherjee.
  5. PADMA VIBHUSHAN 2020-** a. George fernandus b. Arun jaitly c. Sushma swaraj etc
  6. Latest nobel peace prize awarded to a. Nobel Prize in i. 2019 1. William G. Kaelin Jr., Sir Peter J. Ratcliffe and Gregg L. Semenza won the 2019 Nobel Prize in physiology or medicine. 2. James Peebles, Michel Mayor and Didier Queloz won the 2019 Nobel Prize in physics. CURRENT CHAIRMAN: K Sivan Dr. K Sivan joined ISRO in 1982 and was inducted into PSLV Project. DEVELOPMENTS:
  7. ISRO launches Massive Human Space Flight Centre in Challakere, Karnataka a. On January 6, 2020, the ISRO proposed 2,700 crores of infrastructure plan to construct Human Space Flight Infrastructure Centre. The facility is to be set up at Challakere, Chitradurga district of Karnataka and is expected to become operational in three years. Highlights The Centre is to be located in the NH-4 Bengaluru-Pune Highway.
  8. Project NETRA : ISRO Signs pact to set up optical Telescope a. The Indian Space Research Organization signed a pact with Indian Institute of Astrophysics to establish an optical telescope under “Project NETRA”. The organisation also tied up with NIT-Karnataka to set up a regional academic centre for space to promote research and development. Project NETRA Project NETRA was launched by ISRO in September 2019
  9. Duchifat 3: S atellite built by Israeli school students to be launched by ISRO’s PSLV C 4. ISRO to launch RISAT, the Spy satellite of India
  10. ISRO sets up Space Technology Cells in premier institutions

c. Mission Shakti launched in Uttar Pradesh d. KAPILA campaign. e. Thalassemia Bal Sewa Yojana f. Union Cabinet approved the special package of Rs 520 crores under National Rural Livelihood Mission for Jammu and Kashmir and Ladakh. g. The Union Minister of AYUSH inaugurated the Regional Raw Depository at the National Institute of Siddha, Chennai. The Regional Raw Repository is the important component of National AYUSH Mission h. the government of Haryana launched “Lab on Wheels” to test the water quality in the state. i. The Garib Kalyan Rojgar Abhiyan is currently on its 15th week of implementation. So far 32 crore man days of employmen t have been provided. j. the Rashtriya Kamdhenu Aayog (RKA) began the nation wide campaign called “Kamadhenu Deepawali Abhiyan”. Key Highlights The campaign aims to promote extensive use of cow dung during the Diwali season. k. Andhra Pradesh Chief Minister Y S Jagan Mohan Reddy has launched Jagan Anna Vidya kanuka scheme. The state government has allocated Rs 650 crores for the scheme. Under the scheme the state government will provide school kits to 43.32 to lakh government school students. l. uttarakhand Chief Minister Trivendra Singh Rawat recently launched Mukhyamantri Saur Swarojgar Yojana in Dehradun. The scheme promotes self-employment of the youth. m. Prime Minister Narendra Modi is to digitally launch the Pradhan Mantri Matsya Sampada Yojana (PMMSY) on 10 September. He will also launch the e-Gopala App, w hich aims for a comprehensive breed improvement marketplace and information portal for the direct use of farmers. n. Chief Minister YS Jagan Mohan Reddy launched YSR Sampoorna Poshana and YSR Sampoorna Poshana Plus schemes on 7 September.

  1. Latest schemes and dates when launched and in which states Pradhan Mantri Jan Dhan Yojana: Pradhan Mantri Jan Dhan Yojana is a National Mission on Financial Inclusion that provides an integrated approach to bring about a robust financial inclusion and ultimately provide banking services to all households in the country. With the outbreak of Covid-19 in India, the Finance Minister of India, Nirmala Sitharaman made an announcement to provide Rs. 500 per month to every Women Jan-Dhan Account Holders for the next three months. This announcement was made on 26th March 2020 as an initiative towards the loss caused by the outbreak. 2. Make in India: PM Narendra Modi launched the ‘Make in India’ campaign that will facilitate investment, foster innovation, enhanced protection for intellectual property and build best in manufacturing infrastructure. ‘Make in India’ has identified 25 sectors in manufacturing, infrastructure and service activities and detailed information is being shared through interactive web-portal and professionally developed brochures.

3. Swachh Bharat Mission: Swachh Bharat Mission was launched in the entire country as a national movement. The campaign aims to achieve the vision of a ‘Clean India’ by 2nd October 2019. The Swachh Bharat Abhiyan is the most significant campaign with regards to sanitation by the Government of India. 4. Beti Bachao Beti Padhao: The goal of this scheme is to make girls socially and financially self-reliant through education. 5. Atal Pension Yojna: Atal Pension Yojana is a pension scheme mainly aimed at providing a universal pension scheme for those who are a part of the unorganized sector such as maids, gardeners, delivery boys, etc. This scheme replaced the previous Swavalamban Yojana which wasn’t well-received by the people. 6. Digital India Mission: The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy. 7. Pradhan Mantri Shram Yogi Maan-dhan: It is a voluntary and contributory pension scheme, under which the subscriber would receive the following benefits: (i) Minimum Assured Pension: Each subscriber under the PM-SYM, shall receive minimum assured pension of Rs 3000/- per month after attaining the age of 60 years. (ii) Family Pension: During the receipt of a pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as a family pension. Family pension is applicable only to a spouse. (iii) If a beneficiary has given a regular contribution and died due to any cause (before age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal. 8. Gold Monetisation Scheme: Gold Monetisation Scheme was launched by Government of India in 2015, under this scheme one can deposit their gold in any form in a GMS account to earn interest as the price of the gold metal goes up. 9. PM CARES Fund -Prime Minister’s Citizen Assistance and Relief in Emergency Situation Fund: Is a public charitable trust initiated by the Prime Minister Narendra Modi. This national trust is created with the objective to meet the distressed and dreadful situation like COVID-19 in times ahead. PM CARES was initiated on March 28, 2020, under the chairmanship of the Indian Prime Minister with Ministry of Home Affairs, Defence Minister and Finance Minister as the ex-officio Trustee. 10. Aarogya Setu: The Government of India took the initiative to fight the Coronavirus pandemic. It launched a mobile application to spread the awareness of COVID_19 among the citizens of India through an app called Aarogya Setu. The Aarogya Setu mobile app has been developed by the National Informatics Centre (NIC) that comes under the Ministry of Electronics and Information Technology. For detailed information, visit the link of Aarogya Setu given above. 11. Ayushman Bharat: Launched in 2018 by Prime Minister Narendra Modi Ayushman Bharat is a health scheme. It is the largest government-funded healthcare programme in the world with over 50 crore beneficiaries. The Ayushman Bharath programme has two sub-missions PM-JAY & HWCs. ● Pradhan Mantri Jan Arogya Yojana (PM-JAY), earlier known as the National Health Protection Scheme (NHPS) will cover the financial protection for availing healthcare services at the secondary and tertiary levels. ● Health and Wellness Centres (HWCs) aimed at improving access to cheap and quality healthcare services at the primary level. Read about Ayushman Bharat in detail in the link provided above. 12. UMANG – Unified Mobile Application for New-age Governance is a mobile application launched by PM Narendra Modi to provide secured access to the citizens to multiple government services at one platform.

25. Any missiles launched recently? a. India successfully test fires BrahMos cruise missile from Indian Navy’s stealth destroyer b. India successfully test-fires new version of nuclear-capable Shaurya Missile c. India conducted two tests of a nuclear-capable, submarine-launched ballistic missile (SLBM) in January. When deployed, the missile, known as the K-4, will significantly expand India's second-strike capability. The Jan. 19 and Jan.

  1. Latest abbreviations of schemes or initiatives or work done
  2. Any book release by prominent personality/ when a. Prime Minister Narendra Modi released the autobiography of Dr Balasaheb Vikhe Patil titled Deh Vechwa Karani through video conferencing on 13th October. PM also renamed Pravara Rural Education Society as ‘Loknete Dr Balasaheb Vikhe Patil Pravara Rural Education Society’. b. Union Information and Broadcasting (I&B) Minister Prakash Javadekar launched the e-version of the book ‘Connecting, Communicating, Changing’. The book talks about the Vice President of India Venkiah Naidu’s three years in office. c. The book “The Swachh Bharat Kranti” was officially launched by Union Minister of Jal Shakti, Shri Gajendra Singh Shekhawat, and Union Minister of Textiles and Women & Child Development Smt. Smriti Irani in New Delhi on 4 August. d. The Union Minister for Home Affairs Amit Shah released a book titled Karmayoddha Granth in New Delhi on 7 January 2020. I e. Political Analyst S Gurumurthy released a book titled Politics of Opportunism at a function in New Delhi. 28. Any TV channel launched by govt a. Pradhan Mantri e-VIDYA which is a comprehensive e-learning platform." b. ‘ SWAYAM Prabha.’‘Study Webs of Active Learning for Young-Aspiring Minds.
  3. Any pact recently in commerce made by companies?
  4. Any app launched a. Aarogya Setu b. Chatbot: The Prime Minister had announced the launch of a WhatsApp chatbot so that the citizens can get instant and authentic answers to all their queries related to the coronavirus pandemic c. Corona Kavach: Another COVID-19 tracker application d. COVID-19 Feedback : This application was developed by the Centre to get direct feedback e. UMANG stands for Unified Mobile Application for New-age Governance. f. PM SVANidhi Mobile App for street vendors
  1. Any awareness programme launched a. EARTHQUAKE by arvind kejriwal b. Prime Minister Narendra Modi launched the National Digital Health Mission on the 74th Independence day.
  2. Any operation launched by any ministry or income department 33. People in news: a. SUNIL ARORA - chairmanship of world election board 2019- b. GENERAL BIPIN RAWAT - 1st ever chief of defence staff 24 dec 2019 c. VIDYA BAL - passed away- feminist social activist and writer d. ZOZIBINI TUNZI- miss universe 2019 in atlanta e. GIRISH CHANDRA CHATURVEDI - Chairman of stock exchange NSE f. SOMA ROY BURMAN- 24th controller general of accounts CGA from 1 dec 2019 g. H R KHAN- Former deputy governor of RBI appointed as first chairman of steering committee panel h. VASHISHTHA NARAYAN SINGH - passed away. Mathematician. Indian einstein i. JUSTICE MOHD RAFIQ- 8 th CJ of meghalaya HC j. TIRRUNELLI NARAYANA IYER SESHAN - passed away. Was the 10 th CEC k. RADHA KRISHNA MATUR- 1st lieutenant governor of UT of ladakh l. GIRISH CHANDRA MURMUR - 1st Lieutenant governor of UT of J&K m. JUSTICE SHARAD ARVIND BOBDE- 47th CJI n. PANKAL KUMAR- Chief executive officer of UIDAI - issues aadhaar card. o. SOURAV GANGULY - new president of BCCI p. SURJIT S BHALLA - elected as member of IMF q. HAZZA AL MANSOURI- 1st astronaut from UAE in space r. AMITABH BACHCHAN- DADA SAHAB PHALKE AWARD 2019 s. PONUNG DOMING - first lady from arunachal to be lieutenant colonel 2008 t. PROF MOHD YUNUS - bangladesh- LAMP OF PEACE OF SAINT FRANCIS AWARD for peace and harmony u. SHALIJA DHAMI- IAF wing commander- 1st female officer as flight commander of flying unit v. ANSHULA KANT- MD of SBI - now MD & CFO of WORLD BANK. w. VIRAT KOHLI- Named as PETA Person of the year 2019 x. SUNDER PICHAI- CEO of Google named as CEO of alphabet y. SHRIRAM LAGOO - indian actor passed away
  3. MISCELLANEOUS: a. CHANDRAYAAN 2 - launched by ISRO from andhra pradesh- using GSLV MK III ROCKET

SEPTEMBER 2020

  1. Govt recently announced september month to be celebrated as RASHTRIYA POSHAN MAAH- PM’s Overreaching Scheme for Holistic Nourishment- POSHAN Abhiyan. To fight malnutrition by 2022.
  2. Bhagat sigh koshiyari - appointed as new governor of MAHARASHTRA
  3. Recent vice chief of army staff- MANOJ MUKUND NARAVANE
  4. Ministry of electronics and information technology (MeitY) has tied up with GOOGLE to build for DIGITAL INDIA PROGRAMME
  5. HINDUSTAN zINC (HZL) recently received it first european patent. It's the 2nd largest zinc producer.
  6. IIT Roorkee and MICROSOFT recently joined hands to teach students quantum computing
  7. CHARLES LECLREC clinched Belgian Grand Prix.
  8. India is the host for 14th conference of parties to UN Convention to combat desertification held at expo centre and mart greater noida
  9. 73rd glenmark national senior aquatics championship was held in BHOPAL.
  10. India won 5 gold medals in ISSF WORLD
  11. Indian railways developed remote controlled medical trolley- MEDBOT to help deliver food and medicines to covid patients.
  12. Dr. Siva Ramakrishna Iyer Padmavati - also known as GOD MOTHER OF CARDIOLOGY
  13. World letter writing day - 1s September
  14. Vedanta and SBI tied up together for a long term syndicated loan facility worth 10000 crore
  15. GMR Hyderabad International Airport Ltd awarded with 21st National awards for excellence in energy management organised by CII and GBC
  16. India to receive development assistance loan of rs 3500 crore from Japan for covid crisis emergency response support
  17. Abraham accord - ISRAEL and UAE
  18. CHARU SINHA- 1st woman ig in crpf in kashmir
  1. A chatbox service LiGo launched by - ICICI PRUDENTIAL LIFE INSURANCE
  2. Dinesh Pant- On 1st September 2020, Insurance Regulatory and Development Authority of India (IRDAI) formed a 6-member working group headed by Dinesh Pant, appointed actuary of Life Insurance Corporation(LIC) to scrutinize various aspects for allowing the life insurance companies to offer index linked products.
  3. Sumit Nagal- Sumit Nagal became the first Indian to win a round at a Grand Slam in seven years when he downed American Bradley Klahn in his US Open first round, setting up a contest against world number three Dominic Thiem.
  4. Global Innovation Index 2020: India ranked at 48 among 131 countries.
  5. Tsinghua University-While the jump of 14 more institutes is the highest jump by any country in the South Asian region, however, it is China which is winning praises as China's Tsinghua University becomes the first-ever Asian university to make the overall top 20
  6. “Fraud & Risk Management in Digital Payments” Report Released: PayPal & DSCI. The Report, “Fraud & Risk Management in Digital Payments” has been jointly developed by The National Association of Software and Service Companies (NASSCOM)'s Data Security Council of India (DSCI) and PayPal Payments Pvt.
  7. Odisha- Odisha CM Naveen Patanik launched mobile App “AMA SAHAR' & 'SWACHHA SAHAR ODISHA” web app to provide Citizen Centric Services.
  8. Madhya Pradesh govt launches 'Gandagi Bharat Chhodo The campaign was divided into five themes: Cleanliness Oath. Continuous reduction in urban waste emissions. Cleanliness in COVID conditions. Separation of waste from sources of houses. Launching a special cleanliness campaign for public places.
  9. The Government of India has appointed Kshatrapati Shivaji, a 1986-batch Maharashtra cadre IAS officer, as secretary in the Ministry of Statistics and Programme Implementation (MoSPI) from September 1. The secretary at this ministry is, by design, known as the chief statistician of India.
  10. Synopsis. The book explores every day challenges a parent faces while raising a boy and a girl. MUMBAI: Filmmaker Karan Johar on Tuesday said that he has penned a children's book, titled "The Big Thoughts of Little Luv", which is inspired from his own experiences as a parent.
  11. World Coconut Day is observed to create global awareness about coconut usage and its myriad benefits. It is to highlight the policies and express the plan of action. The theme of World Coconut Day 2020 this year is – “Invest in Coconut to save the world”.
  12. New Delhi, Sep 2 (PTI) The government on Wednesday approved a memorandum of understanding between India and Finland for cooperation in the field of geology and mineral resources. The decision in this regard was taken at a meeting of the Union Cabinet, headed by Prime Minister Narendra Modi
  13. IIT Delhi incubated startup launches ''Chakr DeCoV''- Designed in the shape of a cabinet, Chakr DeCoV is built with an innovative decontamination mechanism, which utilises the high penetrability of Ozone gas for cleaning the pores of the N95 mask, ensuring complete decontamination of its intricate layers.
  14. S Krishnan- S Krishnan takes charge as MD & CEO of Punjab & Sind Bank.
  1. KARNATAKA launched AIR AMBULANCE SERVICE
  2. American cargo spacecraft- NG-14 Cygnus- named after Kalpana Chawla
  3. E- Gopala app is a breed improvement marketplace. PM modi recently launched it for farmers
  4. Global multidimensional poverty index was developed by oxford POVERTY AND HUMAN DEVELOPMENT INITIATIVE AND UNITED NATIONS DEVELOPMENT PROGRAMME
  5. GUJARAT announced state’s first heritage tourism policy