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Collateral institution recognized under BW is Pledge (Gadai) and Mortgage (Hipotek), Hak Tanggungan Atas Tanah (Law Number 4 of 1996 Concerning Hak Tanggungan Atas Tanah) and Fidusia (Law Number 42 of 1999 Concerning Jaminan Fidusia).
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firm with the lessee who pawns the rental vehicle, which can be said to have violated the principle of good faith in Article 1338 of the Civil Code. The lessee is responsible for paying for all the rental time that is done including the overtime that exists while the car is mortgaged. Adi's actions as a lessee pawning the car he rented are illegal, because Adi's right as a lessee only has the right to enjoy the rental car, excluding other rights, namely to transfer the car to another party to be mortgaged. Pawning a rental car is only declared valid if it is done by the owner, in this case the BPKB holder of the vehicle or car.