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Bail Agent Study Guide
"Transact" as applied to insurance includes: A. Solicitation B. Negotiations preliminary to execution C. Execution of a contract of insurance D. Transaction of matters subsequent to execution of the contract E. All of the above - Answer-E. All of the above Any person who transacts insurance without a valid license is guilty of a misdemeanor punishable by a fine not exceeding fifty thousand dollars. T F - Answer-T The commissioner shall begin providing information to the Franchise Tax Board: A. January 1, 2000 B. December 25, 2005 C. July 1, 1987 D. July 1, 1980 - Answer-C. July 1, 1987 Except as provided in Section 1669, a license shall not be denied without an opportunity to the applicant to be heard in support of his application.
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F - Answer-T The commissioner may deny an application for any license if: A. An applicant is not properly qualified to perform the duties of a person holding the license applied for. B. The granting of the license will be against public interest. C. The applicant is not of good business reputation. D. The applicant is lacking in integrity. E. All of the above. - Answer-E. All of the above The commissioner may without hearing, deny an application if the applicant has: A. Committed a felony as shown by conviction. B. Committed a misdemeanor denounced by the insurance code. C. Had a previous application of license denied within five years of the date of filing of the application on grounds that should preclude the granting of the license. D. Had a previously issued license suspended or revoked for cause within the last five years. E. All of the above. - Answer-E. All of the above The application is automatically denied without prejudice if the filing is not complete within: A. 1 year B. 3 years C. 5 years D. 7 years - Answer-A. 1 year If an applicant is caught cheating on an examination, the commissioner shall bar any candidate from taking any license examination for a period of:
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F - Answer-T A licensee may elect in writing to pay a specified money penalty in lieu of a license suspension: A. Four thousand dollars ($4,000) for each offense. B. Twenty thousand dollars ($20,000) in the aggregate for all offenses involved in any one proceeding. C. Thirty percent of the gross commissions on insurance transacted by the licensee in the preceding calendar year. D. Any amount proven, or admitted, in the proceedings to have been received and retained by the licensee in violation of this code. E. All of the above. - Answer-E. All of the above Within ________ after a subject person has been served with an order of suspension, the person may apply to the superior court for a stay of the order. A. 5 days B. 10 days C. 15 days D. 30 days - Answer-B. 10 days Within _______ after an order, the subject person may file with the commissioner an application for a hearing. A. 5 days B. 10 days C. 15 days D. 30 days - Answer-D. 30 days
If the commissioner fails to commence the hearing within ________ after the application is filed, the order shall be deemed rescinded as if it had not been issued. A. 5 days. B. 10 days. C. 15 days. D. 15 business days. - Answer-D. 15 business days Pre-licensing certificates of completion expire _______ from the completion date of the course. A. 1 year B. 3 years C. 5 years D. 7 years - Answer-B. 3 years A person may negotiate the undertaking of bail just not deliver such undertaking. T F - Answer-F "Solicit" means to imply that one is a licensed agent, in: A. Written or printed advertising. B. Advertising by telephone. C. Advertising by radio. D. Advertising by television. E. All of the above - Answer-E. All of the above As used in the insurance regulations, bail or transactions of bail includes; (select the most complete answer)
A bail licensee may purchase and use the business DBA of another if the predecessor had conducted the business for a period of ______. A. One year or more B. Two years or more C. Two consecutive years or more D. Three years - Answer-C. Two consecutive years or more What size bond is required for a bail permittee? A. $10, B. $5, C. $2, D. $1,000 - Answer-B. $5, A bail solicitor may: A. Conduct business for more than one bail agent B. Only conduct business under the name of his/her employer C. Own their own bail agency D. None of the above - Answer-B. Only conduct business under the name of his/her employer What size bond is required for a bail solicitor? A. $10, B. $5, C. $2, D. $1,000 - Answer-D. $1, Who can be a bail agent: (select the best complete answer)
A. A natural person who has been in the United States lawfully for over three years B. A person of good business reputation C. A person with good general reputation D. Both B and C - Answer-D. Both B and C What is the incorrect answer: The insurance Commissioner may decline to issue a bail license until he is satisfied that: A. The applicant is of good reputation B. The applicant is of good general reputation C. The applicant is of good moral reputation D. The applicant is a fit and proper person to hold the license applied for - Answer-C. The applicant is of good moral reputation With regard to bail licensees, the Insurance Commissioner may: A. Suspend or revoke any bail license for any cause for which denies such license B. Not revoke a license without first granting a hearing upon reasonable notice to the applicant C. Temporarily suspend the license for up to 15 days pending a hearing D. A, B, and C are all true - Answer-D. A, B, and C are all true The Insurance Commissioner shall not suspend or revoke any license, without first granting a hearing, upon reasonable notice to the applicant, except that he may temporarily suspend such license for a period not exceeding: A. 10 days B. 15 days C. 30 days D. 90 days - Answer-B. 15 days
The commissioner shall not issue a bail license to any person unless and until the applicant takes and passes an examination. T F - Answer-T In order to be eligible to take the examination required to be licensed under the chapter, the applicant shall have completed not less than ___________ of classroom education. A. 6 hours B. 10 hours C. 20 hours D. 26 hours - Answer-C. 20 hours A bail licensee shall complete a continuing education course annually prior to the renewal license that shall consist of : (select the most complete answer) A. Not less than six hours of continuing education B. Not less than six hours of continuing education and a passing grade on a written test C. Not less than twelve hours of continuing education D. Not less than six hours of classroom continuing education - Answer-A. Not less than six hours of continuing education The commissioner may issue a temporary license to the executor or administrator of the estate of a deceased license holder for a period of? A. One year B. Two years C. Three years D. Five years - Answer-A. One year
To issue a renewal bail license, the Insurance Commissioner requires proof of: (select the most complete answer) A. U.S. residency, completion of the continuing education requirement and a net worth of at least $10,000 dollars B. A current bail license, payment of the renewal fees and completion of the continuing education requirement C. Passing the bail exam, payment of the renewal fees and a good business and personal reputation D. A current bail license, payment of the renewal fees and at least $1,000 dollars commissions earned during the past year - Answer-B. A current bail license, payment of the renewal fees and completion of the continuing education requirement The commissioner shall charge and collect the following fees: A. $118 for filing an application for bail agent's license B. $118 for filing an application for bail solicitor's license C. $236 for filing an application for bail permittee's license D. $24 for reexamination E. All of the above - Answer-E. All of the above The California Insurance Code: A. Prohibits the Insurance Commissioner from making rules for the enforcement of the Insurance Code B. Give the Insurance Commissioner the authority to make reasonable rules that are necessary and viable or convenient for the administration and enforcement of the penal code C. Prohibits cities and counties from enacting regulations concerning any subject covered by the bail section of the Insurance Code D. Gives the Insurance commissioner the authority to make reasonable rules that are necessary, advisable, or convenient for the administration and enforcement of the Insurance Code - Answer-D. Gives the Insurance commissioner the authority to make reasonable rules that are necessary, advisable, or convenient for the administration and enforcement of the Insurance Code
A. Bail Permittee license B. Bail License C. Business license D. Both A and B - Answer-D. Both A and B Any person actually detained or sunset to detention in custody whose release may be effected by bail is defined as a: A. Arrestee B. Defendant C. Criminal D. All of the Above - Answer-A. Arrestee How long must you be a resident of California to obtain a bail license? A. 1 year B. 6 months C. 2 years D. None of the above - Answer-C. 2 years A bail license shall not be issued to any person regularly employed by or associated with: A. A court of law B. Law enforcement C. A private patrol operator D. An active member of the State Bar of California E. All of the above - Answer-E. All of the above
If you are a retired police officer from Los Angeles County and you want to become a bail agent you may: A. Obtain an unrestricted license B. Obtain a restricted license if evidence satisfactorily is given to the commissioner that bail business will be conducted in a county other than where you were employed. C. Obtain permission from the Department of Insurance D. None of the above - Answer-B. Obtain a restricted license if evidence satisfactorily is given to the commissioner that bail business will be conducted in a county other that where you were employed. A person Licensed as a Bail solicitor: A. May not at the same time be licensed as a bail permittee B. May be licensed as a solicitor for each partner in the bail business C. May not be an active member of the State Bar Association D. A, B, and C are all true - Answer-D. All are true A bail solicitor may transact under more than one employer when: A. The business is a partnership B. Individual licensees with a registered appointment with the department of insurance for each C. When the solicitor is a member of the partnership D. All of the above - Answer-A. The business a partnership Two or more bail agents of permittees desiring to transact bail as partners shall file with the commissioner the written statement required by Title 10 Section 2061.2 at least, how prior to se transacting: A. 5 days B. 10 days C. 30 days
C. bail licensee may accept, collect or transmit to an attorney any money or other item or value for attorney's fees D. All of the above - Answer-B. Bail licensee may upon release of collateral, honor an assignment to an attorney where the licensee took no part in the negotiation or such assignment A bail licensee may not: A. Solicit any person for bail in any prison, jail or other place of detention B. Solicit any person in the halls or corridors adjacent to prison, jail or there place of detention C. None of the above D. Both A and B - Answer-D. Both A and B A bail licensee may not recommend an attorney howsoever, an attorney could recommend bail license. T F - Answer-T A bail licensee may not transact bail with persons in the balls, corridors or in other rooms or areas not prohibited by local rule, who have prior to transaction, requested his service. T F - Answer-F Every bail licensee shall fully comply with every rule, regulation or ordinance issued by any prison, jail or other place of detention T F - Answer-T No bail licensee shall enter into an arrangement of any kind of have any understanding with a law enforcement officer, newspaper employee, person incarcerated in jail or any other person to inform or notify licensee of:
A. Existence of a criminal complaint B. Fact or an arrest C. Fact that an arrest of any person is impending or contemplated D. All of the above - Answer-D. All of the above Who, upon request, must a bail licensee show an identification card issued to him by the Insurance Commissioner: A. Police officer B. Jailer C. Anyone with whom he transacts bail D. All of the above - Answer-D. All of the above Where does a bail agent keep his/her identification? A. On their person at all times B. In the glove compartment of their vehicle C. In their office D. None of the above - Answer-A. On their person at all times A bail licensee may charge more than the premium or the bond rate filed with the state for their services. T Fq - Answer-F Every bail licensee shall, at the time of obtaining the release of an arrestee on bail or immediately thereafter, delver to arrestee or, if negotiations concerning the bail were not with arrestee, to the principal person with whom such negotiations were had, a numbered document containing the following information: ( select the incorrect answer)
If collateral received was in excess of the bail forfeited, such excess may be kept by the bail licensee as part of the course of doing business. T F - Answer-F Any changes to the schedule of charges for bail by bail permittee shall be filed with the Commissioner within at least A. 5 days prior B. 10 days prior C. 30 days prior D. 60 days prior - Answer-A. 5 days prior Every bail licensee shall promptly file a notice with the commissioner within ____________ after service upon him/her of the filing of any criminal suit, action at law against him/her or any judgment against him/her, which arises out of a transaction of the bail business. A. 5 days B. 10 days C. 30 days D. 60 days - Answer-B. 10 days Every bail licensee shall promptly file a notice with the commissioner within _____________ after making any arrangement of any kind to obtain money, securities or other assets use directly in the bail business. A. 5 days B. 10 days C. 30 days d. 60 days - Answer-A. 5 days
How long must a licensed bail agent keep their records? A. 3 years B. 5 years from the completion of all parts of the transaction C. Until the Department of Insurance come to inspect D. None of the above - Answer-B. 5 years from the completion of all parts of the transaction Federal law (Title 18 United States Code Section 1033) prohibits anyone who has been convicted of a felony involving dishonesty or a breach of trust from conduction the business of insurance unless they have obtained: A. A written consent of the Insurance Commissioner B. A written statement from the court stating the conviction was expunged or cleared C. A written consent from the Attorney General D. Shows good cause - Answer-A. A written consent of the Insurance Commissioner If a defendant is arrested without a warrant for bailable felony offense, how may the defendant request release on a bail lower than that provided in the bail schedule: A. The defendant, either personally or through his or her attorney may make an application to the magistrate B. The defendant, either personally or throughout his or her family member may make an application to the magistrate C. The defendant, either personally or through her or her friend may make an application to the magistrate
