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2025 LOUISIANA BAIL BONDS STATE EXAM|
ACTUAL 222 REAL EXAM QUESTIONS AND 100%
CORRECT VERIFIED ANSWERS|ALREADY
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2 kinds of Contempt of court - ANS:->> direct constructive 2 steps for adding a trade name - ANS:->>1. Register the name with the Louisiana Secretary of State
- Complete and submit the change of record form 2 Types of Contempt of court - ANS:->> Direct & Constructive 2 types of personal surety - ANS:->> Unsecured and Secured 5 elements of Fraud - ANS:->> 1. False Statement
- The party who makes the statement must know its untrue
- He must intend that the other party will believe falsehood
- The other party must accept the statement as the truth
- The other party must be damaged as a result A court possesses inherently all powers necessary for the exercise of its jurisdiction and the enforcement of its lawful orders. A court has the power to punish for contempt - ANS:->> A criminal defendant's bond is a - ANS:->>contract A warrant of arrest remains in effect until - ANS:->>executed
Acquit - ANS:->> to set free:to judicially discharge from an acquisition;to clear (a person) of a criminal charge Actions that make a bond unenforceable - ANS:->> Fraud, misrepresentation, concealment, false swearing, waiver Actual Authority - ANS:->> the authority which is expressly given to an agent by contract and or by power of attorney Adjudicate - ANS:->> to decide a matter based on evidence presented to the court. To rule upon judicially Affidavit - ANS:->> A written statement given voluntary under oath before a notary public or other official authorized to administer oaths Agency - ANS:->> a relationship in which one person acts on behalf of another with the authority of the latter Agreement - ANS:->> a meeting of the minds An insurance producer who allows his license to lapse may, within 5 years from the expiration date of the license, reinstate the same license upon proof of fulfilling all continuing education requirements through the date of reinstatement and upon payment of all fees due. If lapsed more than 5years the applicant shall fulfill the requirements of a new license - ANS:->> An licensee who fails to file timely for license renewal shall be charged a late fee authorized by RS. 22:821 - ANS:->>
at every stage of the criminal proceedings; any type of pretrial release
Bail Bond - ANS:->>The document executed to secure the release of an individual in custody of the law Bail Bond Regulatory Board - ANS:->>a 7 member board appointed by the Insurance Commissioner to assist the Dept. Of Ins. in the regulation of the bail industry Bail Bonds - ANS:->>unless denied licensure to RS 22:1554 persons who have met the requirements of this subpart shall be issued an insurance producer license. An insurance producer may receive qualification for a license in one or more of the following lines of authority Bail Bondsman - ANS:->>a limited surety agent or professional bondsman, as hereinafter defined Bail Enforcement - ANS:->>the apprehension or surrender of a principal by a natural person who is released on bail or who has failed to appear at and state of the proceedings to answer to the charge before the court, in which he may be prosecuted Bail enforcement - ANS:->>the apprehension or surrender of a principal by a natural person who is released on bail or who has failed to appear at any state of the proceedings to answer the charge before the court in which he may be prosecuted Bail is - ANS:->>Domestic Bail Solicitor - ANS:->>an individual who holds and insurance license and is authorized by a duly licensed bail bond agent to solicit contracts of bail bond insurance and engages in bail enforcement, solely on behalf of licensed bail bond agent
Build-Up-Fund (BUF) - ANS:->>A fund which is held in trust for the limited surety agent by the surety company and into which a portion of all bond premiums are paid. This fund is normally used to indemnify the company from losses, which might be caused by the agent Business Entity - ANS:->>a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity Capital Offence - ANS:->>a felony for which the punishment may be the death penalty Co-sureties - ANS:->> 2 or more sureties to the same obligation Collateral Offense - ANS:->>something of value given by, or on behalf of, the principal (defendant) to protect the surety from loss. Usually shortened with collateral Collateralize - ANS:->>to make secure with collateral Commercial Surety - ANS:->>a surety company authorized to do business in the state of Louisiana may become surety for the release of a person on bail Commission - ANS:->>a fee paid to an insurance producer as a percentage of this premium generated by a solid insurance policy or direct compensation or reward Commissioner - ANS:->>the commissioner of insurance of this state Commissioner will issue temporary license for the following reasons: - ANS:->>if deceased-to surviving spouse, next of kin, administrator or executor employee of license producer if license producer is mentally/ physically disabled for
sale of insurance business owned Committing Magistrate - ANS:->>any judicial officer with the power to commit a person to jail Competent Parties - ANS:->>sometimes referred to as "sui juris" parties The parties must be legal age and in no way mentally impaired Concealment - ANS:->>the intentional withholding of facts by one party to a contract, which if they were known, would prevent the other party from signing the contract Consideration - ANS:->>the integral part of a valid contract; "good and valuable"
Continuing Ed Exempt - ANS:->>Age 65 military medical Continuing Education - ANS:->> 12 hrs every 2 years odd # years on birthday Contract - ANS:->>an agreement between 2 or more persons which is legally binding Conversion - ANS:->>the unlawful assumption of ownership of the property of another. If the bondsman wore jewelry which he was holing as collateral, that would constitute conversion
Conviction - ANS:->>In criminal proceedings, the formal finding of the guilt of the defendant by a judge or jury Corporate Surety - ANS:->>a legal business entity (a company) created by law for the purpose of issuing any and all types of bonds Countersign - ANS:->>to sign on behalf of another, to endorse Courts have the jurisdiction and powers over criminal proceedings that are conferred upon them by the constitution and statues of this state - ANS:->> Criminal Defendant Bonds - ANS:->>-bail bonds
- appeal bonds
- supersedes bonds
- habeas corpus bonds
- extradition bonds
- civil contempt bonds
- ne exeat bonds Custody - ANS:->>the care and control of a thing or person for inspection,preservation, or security Default - ANS:->>Failure to do what is required Defendant - ANS:->>one who must defend himself in some action of law. In criminal proceedings, the accused. In criminal surety bonds, the principal Defendants must pay 12% of the bond - ANS:->>
Disposition - ANS:->>in criminal proceedings, a final statement, a termination of the case Does not qualify for exemption - ANS:->>bail DOI tracks 3 addresses for every licensed insurance producer - ANS:->>Mailing Resident Business
- 50 fine if DOI not notified Equitable - ANS:->>that which is right and just rather than that which is merely legal Estreat - ANS:->>the leagal process by which a court calls upon the surety to produce the body of the defendant. If the surety does not comply, the bond is forfeited. Though not quite correctly"estreat" and "forfeit" are used interchangeably Every licensed producer shall file an application for renewal of his license every 2 years, by notifying the commissioner of the licensee's intention to continue his license as either a producer, limited lines producer, or surplus lines producer - ANS:->> Execute - ANS:->>to complete and sign a document so that is becomes legally binding on the parties Executory Contract - ANS:->>a contract that sets forth promises that are not yet performed Exonerate - ANS:->>to remover a burden or release from a duty. To free from responsibility Express Authority - ANS:->>-see actual authority that which is
expressly written in the agent/agency contract Express Contract - ANS:->>a contract created by the explicit language of the parties. compared to implied contract Extradite - ANS:->>to surrender or deliver (a fugitive) to another jurisdiction Extradition - ANS:->>the legal process by which a person has committed a crime in one state and fled to another state to be returned to the state where the crime was committed
formalities regardless of the giving of consideration; specifically a contract the is a contract underseal, a recognizance, a letter of credit, or negotiable instruments Forms and Contents of bail order - ANS:->>-be in writing
- set the type
- single amount of bail for each charge
- designate the officer
- signed by the magistrate Fraud - ANS:->>makes many forms and is exhibited in many phases of human conduct Intentional deception resulting in damage to another Fraud in the Inducement - ANS:->>the result of false statements made by one party to induce the other party to sign the contract the contract becomes voidable at the option of the defrauded party
Fraudulent Insurance Act - ANS:->>shall include but not be limited to acts or omissions committed by any person who, knowingly and with intent to defraud Fugitive - ANS:->>one who leaves the jurisdiction of court or who hides within the jurisdiction to avoid prosecution General Agent - ANS:->>an individual, partnership association, or corporation appointed or employed by an insurer to supervise or manage the bail bond business written by the limited surety agents licensed by the conpany Grand Jury - ANS:->>a body of people selected and summoned to investigate and inform on crimes committed within its area of concern Habeas Corpus - ANS:->>You have the body. A writ employed to bring a person before the court Habeas Corpus Bond - ANS:->>operates as a bail bond while a decision is being made as to whether a prisoner was being illegally detained. Also guarantees the payment of court costs if the detention is determined to be legal Hearing - ANS:->>a court proceeding usually to determine some particular issue within a case, though it is possible for an entire case to be settled as a result of a hearing less formal than a trial and never involves a jury Hold Harmless - ANS:->>to protect from loss or liability; indemnify. Also called "save harmless"
Indictment - ANS:->>formal accusation drawn by a prosecuting attorney and presented to a grand jury. If the grand jury finds there is sufficient evidence to believe that the name accused is guilty of the crime described, it returns a "true bill" and the accused is said to have been "indicted" Informal Contract - ANS:->>Any contract that is not formal contract. Also called simple contract Information - ANS:->>A written accusation drawn by a prosecuting attorney to accuse a person of a specific crime. Has the same effect as an indictment but a Grand Jury is not utilized Instrument - ANS:->>in law, a written document, which is capable of being used as evidence Insurance - ANS:->>Companies and their producers are regulated by the Insurance Commissioner and his staff in the DOI; an of the lines of authority specified in RS 22: Insurance Producer - ANS:->>person required to be licensed under the laws of the state to sell, solicit, or negotiate insurance and includes all persons or business entities Insured - ANS:->>the party names on a policy or certificate as the individual with legal rights to the benefits provided by such policy Insurer - ANS:->>party who provides insurance and/or surety bonds. Defined in this course to mean any surety company licensed to transact business in Louisiana; shall be the same definition set forth in RS 22: Judgment - ANS:->>the decision of a court. In cases of forfeiture, the judgment is the court's
order for the surety to pay Jump bail - ANS:->>leaving the jurisdiction or any other act by a defendant to avoid a court appearance after a bail bond has been posted Jurisdiction - ANS:->>the power to hear and determine a case Jury - ANS:->>a group of people who are called together to decide an issue at law Legality of object - ANS:->>the contract must be entered into for legal purposes
